There are some Greedy and Colder Hearts people out there.To put it simply, life insurance protects those who depend on your paycheck. If you die prematurely, life insurance provides your dependents with ongoing income to replace yours, until (or unless) they can live comfortably without it. It can also provide a timely emergency fund for medical, legal, and funeral costs, should family savings not be adequate to cover them. When you die, your family will face funeral costs, legal costs, the potential for uninsured medical costs, and possibly more......I have seen on Court tv about Her husband, Jose Francisco "Frank' Rodriguez, 41, was found dead Sept. 9, 2000, inside the home they shared on Marconi Street in Montebello. Telephone records showed she called the insurance company just hours after her husband's body was removed from their home..."It's all about her and she wanted the money" She purchased a $250,000 life insurance policy on her husband in July... U know sometimes its about Money with People They have no feelings for anyone but themselves... It is a horrible thing U would have to face in life everyday.