Living Will

horselover61

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Now all that attention toward Terri who is going thru the starvation by the tube being pulled out. Which was ordered by the Judge.

Have you thought about getting a Living Will to prevent this happening to you?

I have.
 
Yep; I am going to do that plus I am going to get life insurance for myself for my boys so they can be taken care of while I passed on. ;)


Should I get life insurance for my boys too? I don't want people to think, Oh You're going to kill them for life insurance? You know how people overreact sometimes?
 
Me too, My will says if i ever get in a serous health problems like if i ever gone into acoma again i wanna die. Cause im deaf i dont wanna wake up in a hospital room again cause the next time i will become a monster whos gonna be out of control.
 
Cheri said:
Yep; I am going to do that plus I am going to get life insurance for myself for my boys so they can be taken care of while I passed on. ;)


Should I get life insurance for my boys too? I don't want people to think, Oh You're going to kill them for life insurance? You know how people overreact sometimes?

I know you love your sons so much...no way you're gonna kill them. I think it will be a good idea to have life insurance on them because funeral is sooo expensive. It can cost thousands of dollars. My parents had life insurance on me since I was born to help cover for funeral expense. I like that idea because I would not want my funeral expense to burden them financially, as well as mourning for my death. We have life insurance for each of us in my family too. My and my husband's life insurance is larger because it would mean loss of income if my husband dies also if I die, day care would be expensive to take care of our kids. My husband's life insurance would help me set aside money for our children's college, etc too.We are not rich, so life insurance would help some. I hope that no one in my family dies until they become old first...but we don't know when we will die...only God does.
 
Cheri said:
Yep; I am going to do that plus I am going to get life insurance for myself for my boys so they can be taken care of while I passed on. ;)


Should I get life insurance for my boys too? I don't want people to think, Oh You're going to kill them for life insurance? You know how people overreact sometimes?


yes you should do that with your boys, dont dont let your future guy or any of your friends know abt those life insurance if you gettin for boys.. wink!! keep it in your mind! ..samething i ain't share my informations if i having life insurance with my man til i married to him then i will tell him about 5 or 10 years later after marriage!! that's my opinion!


:)

TOF
 
Peachy Lady said:
I know you love your sons so much...no way you're gonna kill them. I think it will be a good idea to have life insurance on them because funeral is sooo expensive. It can cost thousands of dollars. My parents had life insurance on me since I was born to help cover for funeral expense. I like that idea because I would not want my funeral expense to burden them financially, as well as mourning for my death. We have life insurance for each of us in my family too.


Thanks Peachlady :hug: Yes, I heard it is very expensive. Ouchie, That is one reason why I think we all should get life insurance, expectly with my income being a single mother I cannot afford a good funeral without Life insurance. ;)
 
TongueOnFire said:
yes you should do that with your boys, dont dont let your future guy or any of your friends know abt those life insurance if you gettin for boys.. wink!! keep it in your mind! ..samething i ain't share my informations if i having life insurance with my man til i married to him then i will tell him about 5 or 10 years later after marriage!! that's my opinion!


:)

TOF


Yep so true Tongueiesis. I am only keeping that information within my family only. No guy that I am with would know about this ;)
 
I share this info with my husband about life insurance. He became sad talking about this because he really want me and children to stay life for many years. It's no fun getting rich on life insurance when someone that we love dies. I prefer my husband and children be alive. But life insurance will help some financially. My husband and I trust each other 100% that we have nothing to hide. When we got married, everything he has and everything I have becomes "ours."
 
Peachy Lady said:
I share this info with my husband about life insurance. He became sad talking about this because he really want me and children to stay life for many years. It's no fun getting rich on life insurance when someone that we love dies. I prefer my husband and children be alive. But life insurance will help some financially. My husband and I trust each other 100% that we have nothing to hide. When we got married, everything he has and everything I have becomes "ours."


Awww so sweet, Nobody likes to talk about dying either. :( But, I know you have a wonderful and caring husband who wouldn't hurt you anywhere as possible. So, He is worth the trustworthy. :angel:
 
ofc you can tell your family abt it, cause they can work on it with your insurances if you pass away , they will do their best and help your kids with their life insurance whatever your boys need! CHERI.. wink! mwah


PeachyLady: that good abt you and your husband trust each other as 100 percents which i am glad to hear that.. smile! wink!!


TOF
 
Pomeranian said:
Now all that attention toward Terri who is going thru the starvation by the tube being pulled out. Which was ordered by the Judge.

Have you thought about getting a Living Will to prevent this happening to you?

I have.
Yes, we have taken care of that.
 
Cheri said:
Yep; I am going to do that plus I am going to get life insurance for myself for my boys so they can be taken care of while I passed on. ;)
As soon as your children are born you should have life insurance on yourself, and a will that assigns a guardian for the children. You should get term life insurance for low premiums.


Should I get life insurance for my boys too? I don't want people to think, Oh You're going to kill them for life insurance? You know how people overreact sometimes?
It is a waste of money to get life insurance for children. Just set aside a savings account for emergency expenses, and that will cover possible funeral expenses. That is all you need. Most financial experts advise against life insurance for minors or for single adults without dependents.
 
Peachy Lady said:
.. My parents had life insurance on me since I was born to help cover for funeral expense. . .
How many months and years have they been paying premiums for that insurance? What if they had put that money into an emergency savings account instead?

My and my husband's life insurance is larger because it would mean loss of income if my husband dies also if I die, day care would be expensive to take care of our kids.
Yes, life insurance for parents of dependent children is most important. I hope you also have a will for their guardianship.
 
TongueOnFire said:
yes you should do that with your boys, dont dont let your future guy or any of your friends know abt those life insurance if you gettin for boys.. wink!! keep it in your mind! ..samething i ain't share my informations if i having life insurance with my man til i married to him then i will tell him about 5 or 10 years later after marriage!! that's my opinion!
Why do you need to keep your life insurance a secret? If your husband isn't a beneficiary, then how would it affect him?
 
yes i have 2 wills the last will and testament and the living will. if anything happens to me. my parents ( if they are still alive) must honor those wishes... they know i do not want to be on the life support and DNR status as well, as for my last will and testament anything of value goes to my family anything like clothes and little stuff can go to the kids and or certain places like america red cross, Salavation army, and hopisce and or Goodwill. which ever they desire and strongly belive in. anyhow thats pretty grim to speak of this but we know we won't live forever, its the legality of everything we belive in. and in the wake of the terri shavio ( excuse the spelling) situation i had to make sure all my wills and everything was still in order so im pretty much all set, i had a will set up and one is in my drivers glove box and rest of it is in the metal box right now... the drivers glove box is my copy of the living will so they will know abt the DNR status ( those that do not know what DNR is... it's Do Not Rescuite)
 
Oceanbreeze said:
I have an advanced directive, and I also have a life insurance policy.
ocean can i ask what's an advance directive?? forgive me on that ingorant comment cuz i sure never thought of that!
 
Even though they said Living Wills are simple,
but I think that's NOT simple at all. Here is the
example of Simple Living Will I just copied from
another source here only because I still
can NOT find a real good & simple Living Will....
and I am NOT sure if this is a good one or NOT.....
See below. Perhaps someone else have
a better one than this.


An advance directive executed pursuant to this article may, but need not, be in the following form, and may (i) direct a specific procedure or treatment to be provided, such as artificially administered hydration and nutrition; (ii) direct a specific procedure or treatment to be withheld; or (iii) appoint an agent to make health care decisions for the declarant as specified in the advance directive if the declarant is determined to be incapable of making an informed decision, including the decision to make, after the declarant's death, an anatomical gift of all of the declarant's body or an organ, tissue or eye donation pursuant to Article 2 (§ 32.1-289 et seq.) of Chapter 8 of Title 32.1 and in compliance with any directions of the declarant. Should any other specific directions be held to be invalid, such invalidity shall not affect the advance directive. If the declarant appoints an agent in an advance directive, that agent shall have the authority to make health care decisions for the declarant as specified in the advance directive if the declarant is determined to be incapable of making an informed decision and shall have decision-making priority over any individuals authorized under § 54.1-2986 to make health care decisions for the declarant. In no case shall the agent refuse or fail to honor the declarant's wishes in relation to anatomical gifts or organ, tissue or eye donation.

ADVANCE MEDICAL DIRECTIVE


I, .........., willfully and voluntarily make known my desire and do hereby
declare:
If at any time my attending physician should determine that I have a terminal
condition where the application of life-prolonging procedures would serve only
to artificially prolong the dying process, I direct that such procedures be
withheld or withdrawn, and that I be permitted to die naturally with only the
administration of medication or the performance of any medical procedure
deemed necessary to provide me with comfort care or to alleviate pain (OPTION:
I specifically direct that the following procedures or treatments be provided
to me: ....................)

In the absence of my ability to give directions regarding the use of such life-prolonging procedures, it is my intention that this advance directive shall be honored by my family and physician as the final expression of my legal right to refuse medical or surgical treatment and accept the consequences of such refusal.

OPTION: APPOINTMENT OF AGENT (CROSS THROUGH IF YOU DO NOT WANT TO APPOINT AN AGENT TO MAKE HEALTH CARE DECISIONS FOR YOU.)


I hereby appoint ....... (primary agent), of ....... (address and telephone
number), as my agent to make health care decisions on my behalf as authorized
in this document. If ....... (primary agent) is not reasonably available or
is unable or unwilling to act as my agent, then I appoint ....... (successor
agent), of ....... (address and telephone number), to serve in that
capacity.

I hereby grant to my agent, named above, full power and authority to make health care decisions on my behalf as described below whenever I have been determined to be incapable of making an informed decision about providing, withholding or withdrawing medical treatment. The phrase "incapable of making an informed decision" means unable to understand the nature, extent and probable consequences of a proposed medical decision or unable to make a rational evaluation of the risks and benefits of a proposed medical decision as compared with the risks and benefits of alternatives to that decision, or unable to communicate such understanding in any way. My agent's authority hereunder is effective as long as I am incapable of making an informed decision.

The determination that I am incapable of making an informed decision shall be made by my attending physician and a second physician or licensed clinical psychologist after a personal examination of me and shall be certified in writing. Such certification shall be required before treatment is withheld or withdrawn, and before, or as soon as reasonably practicable after, treatment is provided, and every 180 days thereafter while the treatment continues.

In exercising the power to make health care decisions on my behalf, my agent shall follow my desires and preferences as stated in this document or as otherwise known to my agent. My agent shall be guided by my medical diagnosis and prognosis and any information provided by my physicians as to the intrusiveness, pain, risks, and side effects associated with treatment or nontreatment. My agent shall not authorize a course of treatment which he knows, or upon reasonable inquiry ought to know, is contrary to my religious beliefs or my basic values, whether expressed orally or in writing. If my agent cannot determine what treatment choice I would have made on my own behalf, then my agent shall make a choice for me based upon what he believes to be in my best interests.

OPTION: POWERS OF MY AGENT (CROSS THROUGH ANY LANGUAGE YOU DO NOT WANT AND ADD ANY LANGUAGE YOU DO WANT.)

The powers of my agent shall include the following:

A. To consent to or refuse or withdraw consent to any type of medical care, treatment, surgical procedure, diagnostic procedure, medication and the use of mechanical or other procedures that affect any bodily function, including, but not limited to, artificial respiration, artificially administered nutrition and hydration, and cardiopulmonary resuscitation. This authorization specifically includes the power to consent to the administration of dosages of pain-relieving medication in excess of recommended dosages in an amount sufficient to relieve pain, even if such medication carries the risk of addiction or inadvertently hastens my death;

B. To request, receive, and review any information, verbal or written, regarding my physical or mental health, including but not limited to, medical and hospital records, and to consent to the disclosure of this information;

C. To employ and discharge my health care providers;

D. To authorize my admission to or discharge (including transfer to another facility) from any hospital, hospice, nursing home, adult home or other medical care facility for services other than those for treatment of mental illness requiring admission procedures provided in Article 1 (§ 37.1-63 et seq.) of Chapter 2 of Title 37.1; and

E. To take any lawful actions that may be necessary to carry out these decisions, including the granting of releases of liability to medical providers.

Further, my agent shall not be liable for the costs of treatment pursuant to his authorization, based solely on that authorization.

OPTION: APPOINTMENT OF AN AGENT TO MAKE AN ANATOMICAL GIFT OR ORGAN, TISSUE OR EYE DONATION (CROSS THROUGH IF YOU DO NOT WANT TO APPOINT AN AGENT TO MAKE AN ANATOMICAL GIFT OR ANY ORGAN, TISSUE OR EYE DONATION FOR YOU.)


Upon my death, I direct that an anatomical gift of all of my body or certain
organ, tissue or eye donations may be made pursuant to Article 2 (§ 32.1-289
et seq.) of Chapter 8 of Title 32.1 and in accordance with my directions, if
any. I hereby appoint ....... as my agent, of ....... (address and telephone
number), to make any such anatomical gift or organ, tissue or eye donation
following my death. I further direct that: ....... (declarant's directions
concerning anatomical gift or organ, tissue or eye donation).

This advance directive shall not terminate in the event of my disability.

By signing below, I indicate that I am emotionally and mentally competent to make this advance directive and that I understand the purpose and effect of this document.


__________ ______________________________
(Date) (Signature of Declarant)
The declarant signed the foregoing advance directive in my presence.
I am not the spouse or a blood relative of the declarant.

(Witness) ________________________________________
(Witness) ________________________________________
 
javapride said:
ocean can i ask what's an advance directive?? forgive me on that ingorant comment cuz i sure never thought of that!

Its a document that specifies ones wishes at the end of life. For some, that could mean wanting to be kept alive. For others, it could mean letting one go and dying with dignity. There's also a document that accompanies it called power of attorney where you legally appoint someone to ensure your wishes are carried out as spelled out by the Advanced Directive.

And, you're NOT ignorant, Java. You'd be AMAZED how many people don't know what an Advanced Directive is. Glad you asked.

;)
 
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