Watch for Hurrricane Sandy on East Coast

By the way, do you realize that homeowners insurance are generally NOT covered if hit by Hurricane, have to have separate insurance policy for Hurricane and they are very expensive, WHILE homeowner insurance WILL cover homeowners that would be hit by Blizzard! Their reason? Its much less cost of damage though blizzard than hurricane. There is no separate policy for Blizzard exists.
 
I would say that survivability doesn't depend so much on the type of storm as it does the degree of preparation by individuals and local government.

We live in the coastal southeast, so we get more threats from hurricanes than snow storms, and we've never had a blizzard. However, the principle is the same for preparation. The only additional preparation for a blizzard would be for maintaining warmth indoors. In our situation, we have a wood stove and lots of wood. Not everyone has that. If necessary, those with wood stoves or fireplaces could invite neighbors to share resources and residences. Every single house in our subdivision was built with a working fireplace but not everyone uses their fireplace. Lots of hardwood trees get cut down in our subdivision every year. If people wanted, they wouldn't even need to buy any firewood; lots of it just gets hauled away.

For both blizzards and hurricanes, people should keep stocked up on food, water, cash, fuel, first aid and personal hygiene products, batteries, and flashlights. They should keep important papers in one safe location, and have escape plans. They should heed weather warnings. For those who don't live in the urban areas, chain saws and other tools should be kept in ready condition.
 
Reba said:
I would say that survivability doesn't depend so much on the type of storm as it does the degree of preparation by individuals and local government.

We live in the coastal southeast, so we get more threats from hurricanes than snow storms, and we've never had a blizzard. However, the principle is the same for preparation. The only additional preparation for a blizzard would be for maintaining warmth indoors. In our situation, we have a wood stove and lots of wood. Not everyone has that. If necessary, those with wood stoves or fireplaces could invite neighbors to share resources and residences. Every single house in our subdivision was built with a working fireplace but not everyone uses their fireplace. Lots of hardwood trees get cut down in our subdivision every year. If people wanted, they wouldn't even need to buy any firewood; lots of it just gets hauled away.

For both blizzards and hurricanes, people should keep stocked up on food, water, cash, fuel, first aid and personal hygiene products, batteries, and flashlights. They should keep important papers in one safe location, and have escape plans. They should heed weather warnings. For those who don't live in the urban areas, chain saws and other tools should be kept in ready condition.
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Chicago and Buffalo are famous for blizzards but I doubt that those residents have Emergency Preparedness Kits for that purpose.
 
Generally it is true. Its due to the fact that catastrophic damages from blizzard is still rare. And homeowners insurance would be more happy to help those who got hit by blizzard much more than Hurricane victims.

Don't believe me? Call your insurance agent and find out. They know more about them because they deal with it all the time.

CrazyPaul said:
Chicago and Buffalo are famous for blizzards but I doubt that those residents have Emergency Preparedness Kits for that purpose.
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That link, two reasons, first of all the severity and deaths were during 19th century where there is not much weather information and warnings. Today, we get warning so its not as bad as it was back in 19th century, secondly death were from shoveling the snow. Some people overdo the shoveling that leads to heart attacks rather than direct cause by blizzard. They could have use snow thrower to save their heart.

Me, I got snow thrower, which I can plow easy, secondly I got wood stove which WILL keep my house toasty warm, and lastly I got generator and power inverter. I can weather though Blizzard without issue, but I can NOT weather though Hurricane, because it can cause flood where I have no control, and I can't use plow on flooded area which makes snow thrower useless. So, what I have is what people don't have back in 19th century and early 20th century.

Keep in mind, the storm that just hit NYC is NOT classified as Hurricane, just tropical storm which is below the Hurricane, and if it were full blown hurricane, NYC will be flat out for sure.

whatdidyousay! said:
Top 10 Worst Blizzards U.S. History | Top 10 Lists | TopTenz.net




This show blizzards that killed a lot more than one person , blizzards can be very deadly.
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diehardbiker said:
Keep in mind, the storm that just hit NYC is NOT classified as Hurricane, just tropical storm which is below the Hurricane, and if it were full blown hurricane, NYC will be flat out for sure.
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It was called a superstorm caused by Hurricane Sandy. A hurricane originally starts on the ocean and usually stays on the ocean. A powerful tornado would flatten NYC for sure.
 
diehardbiker said:
Interesting! Government warned homeowner insurance industry NOT to consider Sandy as Hurricane, but rather post tropical storm. Hurricane deductible is much higher than regular deductibles.
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Source? Who said that? I googled it for you. Please check the source before you type. :roll:

Office of the Governor | Newsroom

Christie Administration Takes Action to Protect Storm-Impacted New Jersey Homeowners from Higher Insurance Deductibles.
 
Jiro said:
cars??? who cares about cars??? majority of New Yorkers don't even own a car! lol!

did you even see pix of damaged cars in NYC? most of them are Bentleys, Audis, and Benz!
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Jiro is correct. Most NYCers don't have cars. If you live in NYC and want to own your car, then I wish you good luck with car insurance..it is much higher than you think.
 
Jiro said:
do you know why there's no major data center in Montana? because nobody is willing to move and work in there.
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Yeah, I don't want to live there either. Too cold for me and my body.
 
Exactly, with hurricane caused flood right, can you plow it? Of course NOT, so therefore you cant drive anywhere with flooded road, no ambulance can go though so the emergency responding takes much longer on other hand, with blizzard, okay can you plow the snow? Of course, they have done that, opens the road up for emergency responders in no time. That can't be done with hurricane.

Oddball said:
diehardbiker said:
Can you plow rain?


Plow rain???? What the hell is that??? I never heard of that before. I am sorry I just laughed at your statement. It is so lame. :laugh2:
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diehardbiker said:
Exactly, with hurricane caused flood right, can you plow it? Of course NOT, so therefore you cant drive anywhere with flooded road, no ambulance can go though so the emergency responding takes much longer on other hand, with blizzard, okay can you plow the snow? Of course, they have done that, opens the road up for emergency responders in no time. That can't be done with hurricane.


Ok, I still never heard of plowing waters. I think maybe they meant using power pumping waters like subway workers are working around the clock using pumping the water out of subway lines.
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CrazyPaul said:
That's good news for NJ homeowners so insurance companies can't rip them off.
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Thank god for Governor Christie to sign the executive order to block the greedy insurance companies from charging suffering homeowners stupidly expensive deductibles.
 
On the TV news tonight they interviewed an elderly woman, and toured her destroyed house. She said FEMA would give her $1,700 to fix it, and her insurance would pay only $5,000 because she didn't have flood insurance. Her house (which looked about 1,000 sq. ft., two-story) was gutted. It will probably have to be rebuilt completely. She doesn't know how she will pay for it. :(
 
diehardbiker said:
Exactly, with hurricane caused flood right, can you plow it? Of course NOT, so therefore you cant drive anywhere with flooded road, no ambulance can go though so the emergency responding takes much longer on other hand, with blizzard, okay can you plow the snow? Of course, they have done that, opens the road up for emergency responders in no time. That can't be done with hurricane.


blizzards can knock down trees and power lines and this can slow up plowing snow a lot. this show a city plow truck getting stuck in snow . You're wrong emergency responders can't always zip right through snow like a magic.



[ame=http://www.youtube.com/watch?v=_JXrsLtf5wc&feature=related]Snow plow gets stuck and hits parked car - YouTube[/ame]
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I'm not understanding about the deductible thing here in this thread. If I were to make ANY kind of claim (providing, of course, it is covered) with my property insurance, there is the inevitable deductible.......
 
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