
I am happy for you. I will never use any credit cards forever. I never forget that I got my first credit card in 1997. My husband and I were tempted get more credit cards. We paid our credit cards off then we were tempted to get more credit card. We ended up 8 different credit card. They hit us so hard in 2003. we lost our house because of credit cards. We filed bankrupcty few month ago.
Be very careful because credit cards are very very tempted!
I concur! Also, my dad has said numerous times that when credit card debt builds up, it's like the devil on you, as you will never get rid of it. Be careful. I know. I also used to work collections and credit card collections is ruthless, you must always pay more than your minimum every month or you'll never get anything paid on it paid off.