About moving to another state...

[MilitaryGirl83]

Jeremy and I am considering moving to South Carolina but the problem is that.. we can't go visit the houses inside. We are going back in July though. Is it ok to look for houses online and see the photos etc. What about realtors? My grandpa is a realtor himself and he wants to make sure we find a good one.. and he would help us with the paperworks then we finally sign it in front of him.

How much should we save for the down payment? We have like about a few thousand dollars.

Any tips, suggestions and advices would be good for us.. !

 

[sr171soars]

Get a good realtor. They can really assist you in your endeavors. A realtor can get you all the info and pics of homes you might be interested in. So when you go in July, you can have a bunch of homes to look in one swoop. A word of cautious, it can be very exhausting when looking at homes and they can be like a "blurr" after a while (might have trouble remembering what was what)... Been there and done that.

As for the financials, talk to the realtor and they can help you figure out what range (what ballpark you are in) you can afford based on income, preferred down payment amount, and other criterion. The higher your down payment, the better terms you can get with a mortgage. I believe you can get in with say 3% depending on your financial history. I do want to point it behooves you two to discuss how much you want to pay not what you are capable of paying...two entirely different things. Often when you go to the hilt, you can be "house poor" meaning only be able to afford the house but not the rest that goes with it. By lowering your sights some, you can do better and not be stressed financially.

Hope that helps...

 

[DeafSCUBA98]

get a trustable realtor.. personally i like to see and touch the house before i decide to buy it instead of pictures.. because pictures don't help much.

I would simply just live in temporary home.. and search the house..

having a 20% downpayment is a great way to save interest rate. however many first time homebuyers can't afford 20% downpayment.. there's always 0% downpayment.. if u wanna pay 20% downpayment and the home cost 150,000 the downpayment should be $30,000.

 

[horselover61]

Also have a house inspection done otherwise you could ended up costly repairing after you buy the house. That is number important. So that you know what it need to be done or not. If you want to do lot of repairing then that the case that you want to look for if you dont then get it repair before buying the house. or search for another house.