Car insurance is required, why not health insurance?

Reba said:
From my taxes. I paid taxes all those years, plus before and after my service years. I'm still paying income taxes. My Tricare premiums are withheld from my military retirement. I will continue to pay income taxes on my military retirement.
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I see you eliminated what I had to say after that line.
 
Reba said:
I earned my retirement with 24 years of service. During those 24 years, unpaid compensation went towards my retirement pension and medical services. It wasn't free. It's not the same difference. I worked for it, and paid for it.
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Actually it is the same because socialism isn't free either. People have to chip in order to support the system.

The rest of the details about people not working is more a reflection of the cultural values instead of the actual system. ie. people believe single mothers shouldn't work.
 
souggy said:
Actually, not all visits are covered.

And we do have deductible.

Co-payment, I need to understand the concept first.
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In whole life, I never get bill any visit dr, hospital, surgery etc. Ever. No deductible ever charge or mention. What we will get bills for?

Not understand copay concept either.
 
Wirelessly posted (droid)

The government would not get rid of corporations. The increased competition would force corporations to become better and benefit all consumers. It would benefit patients even more to cease being "consumers." It interferes with the dr/patient relationship.
 
posts from hell said:
I see you eliminated what I had to say after that line.
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the 700K probably comes from profits......six months ago, I was hospitalized for a mere 4 days and I belong to Kaiser (41 yrs now). The bill was 200k for those 4 days. I doubt your taxes came in to help fill the gap.
 
Tousi said:
the 700K probably comes from profits......six months ago, I was hospitalized for a mere 4 days and I belong to Kaiser (41 yrs now). The bill was 200k for those 4 days. I doubt your taxes came in to help fill the gap.
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If we had universal health care coverage, those costs would not have been near that. It is the insurance driven medical care system that allows the costs to be as high as they are.
 
Tousi said:
the 700K probably comes from profits......six months ago, I was hospitalized for a mere 4 days and I belong to Kaiser (41 yrs now). The bill was 200k for those 4 days. I doubt your taxes came in to help fill the gap.
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Nod. 200k is just unreal. That needs to be brought down quite a bit.

For Reba, it's her military status that I was referring to. We pay for that.
 
jillio said:
If we had universal health care coverage, those costs would not have been near that. It is the insurance driven medical care system that allows the costs to be as high as they are.
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Point taken but my post was in response to PFH's assertion that those cost overages are somehow being paid by taxpayers.
 
Tousi said:
the 700K probably comes from profits......six months ago, I was hospitalized for a mere 4 days and I belong to Kaiser (41 yrs now). The bill was 200k for those 4 days. I doubt your taxes came in to help fill the gap.
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True. Insurance companies don't pay out benefits strictly from premium money they collect but from the investments they make with the premiums.
 
Tousi said:
Point taken but my post was in response to PFH's assertion that those cost overages are somehow being paid by taxpayers.
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They are. Taxpayers purchase insurance. Insurance premiums go up to cover the overinflated medical costs that they have helped to create by their profit driven practices. Everytime an indigent patient, or a patient whose coverage is maxed out from catastrophic illness runs up millions in medical care expenses, all of the taxpayers foot the bill. That is why the costs run into the millions to begin with. To cover the loss of income generated by those losses.
 
Reba said:
True. Insurance companies don't pay out benefits strictly from premium money they collect but from the investments they make with the premiums.
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And they pay out very little of that.
 
posts from hell said:
see my post, #69 :)
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I had that (#69) when I made my post. She is paying the premiums...she and her employer. Same as with me; my employer paid something on the order of 3.5 times the money in premiums for my health insurance. So I don't see where/how our tax dollars pay for Reba's health plan.
 
sunny_signs said:
In whole life, I never get bill any visit dr, hospital, surgery etc. Ever. No deductible ever charge or mention. What we will get bills for?

Not understand copay concept either.
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I used to think that way too until I befriended a diabetic. If he wants his insulin, dialyses or check-ups on his condition and so on, Blue Cross foots the bills. He pays the differences.

Now if he went to the ER or needs surgery or go through detox, Canadian taxpayers pay for those.
 
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