Car insurance is required, why not health insurance?

sunny_signs said:
Reba, he say if you pay now $5, $100, $1,000,000...you continue pay same price. His number $150 arbitrary.
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Right now I pay zero for monthly premiums. I pay, on average, $25 for doctor visits, a few times per year. Most of my prescription meds are free. The rest are a small copay and deductible. Why would I want to pay a monthly premium?
 
Reba said:
Right now I pay zero for monthly premiums. I pay, on average, $25 for doctor visits, a few times per year. Most of my prescription meds are free. The rest are a small copay and deductible. Why would I want to pay a monthly premium?
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if your healthcare was covered by taxes, there's no monthly premiums.
 
souggy said:
Why are your prescription free?
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As a retired veteran, I have them filled at a military pharmacy. If one's not available, I use my Tricare insurance to fill them at a civilian pharmacy and pay a small percentage.
 
Reba said:
Right now I pay zero for monthly premiums. I pay, on average, $25 for doctor visits, a few times per year. Most of my prescription meds are free. The rest are a small copay and deductible. Why would I want to pay a monthly premium?
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In Canada, premium based on income. I pay nothing health care now.No such thing copayment Canada. Not pay dr visit, this cover by Medicare. No deductible either.
 
sunny_signs said:
In Canada, premium based on income. I pay nothing health care now.No such thing copayment Canada. Not pay dr visit, this cover by Medicare. No deductible either.
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You pay taxes for your health care, right? That would be like paying a premium.
 
Reba said:
You pay taxes for your health care, right? That would be like paying a premium.
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Yes, based on income. Taxes also pay schools, roads, social service, etc. Nit just health care.

I personally not pay taxes, my income below minimum taxing level. But in general, Canadians pay tax for health care yes.
 
Reba said:
As a retired veteran, I have them filled at a military pharmacy. If one's not available, I use my Tricare insurance to fill them at a civilian pharmacy and pay a small percentage.
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So my taxes are paying for your healthcare... Same difference.
 
Reba said:
You pay taxes for your health care, right? That would be like paying a premium.
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Canadians pay actual premium too. Most expensive is family 3 or more people earning above highest cut off pay $121 per month for MSP BC.

My sister pay this much. She has three kids. $121 divide by 5 people, they pay $24.20 each per month. Aunt with 5 kids pay $17.29 each. From what I see, this much less average American premium. (and not have pay copayment, deductible or pay dr visit either)
 
Reba said:
Sales? Income? How would it be figured and collected?


How would you "do away" with the private companies and their employees?

What if people prefer their private companies? Remove their options?


That's still more than I pay. Would we have the option to stick with the plan we now have?

Why would I want to increase my premiums for the same coverage?


Who would pay for their monthly premium?


We do have to question it because there is no money fairy. Yes, we want people covered but we have to figure out where that coverage money comes from. It doesn't materialize out of the air.

These plans have to be thought through in detail before implementing.
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Alright, if they hammered down the details, I am all for it.

Yes, throw out the private insurance companies. Their employees can find jobs at the government healthcare insurance places located all over the places.

Yes, if a person wants a private insurance option, they are free to buy it.
 
posts from hell said:
So my taxes are paying for your healthcare... Same difference.
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I earned my retirement with 24 years of service. During those 24 years, unpaid compensation went towards my retirement pension and medical services. It wasn't free. It's not the same difference. I worked for it, and paid for it.
 
Reba said:
I earned my retirement with 24 years of service. During those 24 years, unpaid compensation went towards my retirement pension and medical services. It wasn't free. It's not the same difference. I worked for it, and paid for it.
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From our taxes.

I seriously doubt you made and saved up enough for a, let's say, $700,000 health mishap. That would be from our taxes.
 
posts from hell said:
Alright, if they hammered down the details, I am all for it.

Yes, throw out the private insurance companies. Their employees can find jobs at the government healthcare insurance places located all over the places.
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Obviously, they would not all find jobs because one mega insurance provider wouldn't require as many employees. So, we could add them to the unemployment lines.

Yes, if a person wants a private insurance option, they are free to buy it.
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How could they do that if the government "gets rid of" all the private insurance companies?
 
Reba said:
Obviously, they would not all find jobs because one mega insurance provider wouldn't require as many employees. So, we could add them to the unemployment lines.


How could they do that if the government "gets rid of" all the private insurance companies?
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I never said government gets rid of them. We as people throw em out of our house.

Like other countries - they have private health insurances and people are free to buy them.

Sad thing - with all the downsizing, and becoming more efficient, less man power are required to do tasks. Same thing when Detroit turned to robotics, same thing when computers were produced on a large scale, same thing as etc etc etc... However, the beauty lies in people finding other things to do.
 
Private insurance go above universal. Cover more things like private room, in home nurse, prescription cover, optometric cover, dental surgery, mtorised as opposed manual wheelchairs, psychiatric care etc. Canada have this too.
 
posts from hell said:
From our taxes.
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From my taxes. I paid taxes all those years, plus before and after my service years. I'm still paying income taxes. My Tricare premiums are withheld from my military retirement. I will continue to pay income taxes on my military retirement.
 
sunny_signs said:
In Canada, premium based on income. I pay nothing health care now.No such thing copayment Canada. Not pay dr visit, this cover by Medicare. No deductible either.
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Actually, not all visits are covered.

And we do have deductible.

Co-payment, I need to understand the concept first.
 
Beowulf said:
I agree. The way things stand now, if an uninsured citizen has a stay in the hospital, the rest of the taxpayers foot the bill. What is the difference?
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Exactly. It truly baffles me how people do not see the obvious.
 
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