Umm. I have government insurance, and I only have to pay the surgery co-pay of $125 (that's nothing!), they pay for everything else including audiologist mapping visits, speech therapy, the whole shebang. Like I said before, I would say 99% of the insurance companies will not pay for hearing aids because it's cosmetic, just like a pair of glasses.
DVR is not a joke. I got DVR because I was in HS, and needed funds to pay for college. DVR paid for two of my hearing aids. They are a little bit anal because they have a limit of how much they will pay for the hearing aids. I was able to get DVR within a couple months before attending college. It all has to do with money that's alloted to them from the government. If there's 50,000 people getting DVR, they won't get as much. If there's less people getting DVR, then you get more money. It also depends on how much you make, how much your parents' make if you're a dependent. It may be different in your state though, which I think 3 to 5 years seems a little bit too much. All states are different. This is State funded money. Personally - I like DVR because it PUSHES you to get a job. No job, no DVR. Simple.
I wonder though - it could be possible that since the economy is down the toilet these days, it's possible that it affected this. DVR also helps other disabled people as well, so it's possible that they're getting overwhelmed with too many cases and not enough resources available, which I suspect happened in your state. I could be wrong, but I think 3 to 5 years wait is way too much. Why would anyone wait that long?
SSI/SDI is government funded. SSI/SDI - you will lose the benefits if you work full time, so this cause people to stay home, and not really do anything (note: I didn't say "deaf", there's hearing people that does this, and again i didn't say that ALL deaf people does this. Some deserves the SSI/SDI due to MS, inability to get a job, inability to drive, for whatever reason aside from deafness) So, there's a difference between the two.