How to.......

I just got a 20 year mortgage paid off 2 years early and my credit score isn't even that high ...
 
ncff07 said:
I just got a 20 year mortgage paid off 2 years early and my credit score isn't even that high ...
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I make it a routine to set up payments on-line well ahead of schedule, and it's allowed me to keep a steady routine, and remember to pay my bills.
 
Again as I said, Comcast, your rent, your bank ( debit card ) and your cell phone... NONE of that helps your credit.... It only hurts it when you don't pay. I have a credit card I've had since I was 21 never above 30%, paid off in full, 4 cars financed and paid in FULL, one I'm paying on now, 2 motorcycles financed and never late on ONE payment of ANY kind ( including medical ) and I don't have an 850. It's not possible man, it's just not. Just admit you're full of beans and all is well. As Nc said, he has a 20 year mortgage and his isn't even that high....
 
markengland29 said:
I make it a routine to set up payments on-line well ahead of schedule, and it's allowed me to keep a steady routine, and remember to pay my bills.
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Mewtilation said:
Again as I said, Comcast, your rent, your bank ( debit card ) and your cell phone... NONE of that helps your credit.... It only hurts it when you don't pay. I have a credit card I've had since I was 21 never above 30%, paid off in full, 4 cars financed and paid in FULL, one I'm paying on now, 2 motorcycles financed and never late on ONE payment of ANY kind ( including medical ) and I don't have an 850. It's not possible man, it's just not. Just admit you're full of beans and all is well. As Nc said, he has a 20 year mortgage and his isn't even that high....
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I'll do better.... I tried to check my own credit score, and I don't show up. Guess that's because I've never tried for a loan or mortaged a house or brought a car. None of these apply to me, so I suppose there's no real reason for me to have one. Odd.
 
markengland29 said:
I'll do better.... I tried to check my own credit score, and I don't show up. Guess that's because I've never tried for a loan or mortaged a house or brought a car. None of these apply to me, so I suppose there's no real reason for me to have one. Odd.
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You say your score is over 900 and yet now you say you tried to check your own credit score and it doesn't show up???
 
MangaReader said:
You say your score is over 900 and yet now you say you tried to check your own credit score and it doesn't show up???
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You must understand-- Sprint used something that I don't know they got that. They were the ones who told me what my credit score was, and truth be told, I did have my doubts about that, but as for how they got that, I have no clue. I didn't ask them to check my credit.
 
Do they still have the gimmick where if someone checks your credit score they ding you 10 points or whatever? Paying things off early means nothing as far as credit score goes. I have done it several times means nothing. I was late one day once in 5 years they dropped me below 700. They are scum. If all your stuff is paid off and you owe nothing your credit score drops. This is all about making you into a good money maker for them. They are scum. I jumped through their hoops and made it work but really it is a scam system that should be destroyed. Feed them to the shark tank.
 
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