Hmm - to Deaf Mortgage, a question.
Um, a mortgage is a loan, right? How much, exactly, does land and property cost per acre?
Mortgage is form of a loan. Known mostly as home loan.
Well - each city, state have prices based on demand and popularity that people want to buy. If high demand, house price is higher, if the demand is low, naturally price will be lower. Each city will determine how much property tax based on size of acre house is attached to. In suburban, 1/4 acres or less is common with property tax a year $3,000. Depend on where. If outside in rural, property tax tend to be cheaper as $1,000 a year.
To determine how much property worth, you need to talk to Real Estate Agent. You can look up at this link Affiliates || Deaf Mortgage.net. The link will give you affiliated Realtors that work with deaf in fluent ASL.
But first - check with Mortgage banker or broker to determine your credit score worthy, income, and budget to determine how much mortgage loan you can afford then you can search with Realtor. It much easier to determine if you can afford a property before contact a Realtor.
How long until the mortgage is paid off? Does the monthly house payments make up the total of the house price itself? I remember my mom telling me something abt interest.
Mortgage has various loan terms. It can be 10 years to 30 years. Some lenders permit 40 or 50 years. I recommend stay away from 40 or 50 years mortgage because in some way it hurts your credit score. Most popular term is 30 years because of affordability and does excellent improvement on your credit score. Credit history and worthiness will determine your interest. If you have below credit score (FISCO) of 580, you will not get a home. Must have at least 580 FISCO to qualify. I recall I created a thread about how to dispute credit mistakes and how credit score works.
Let's use an example of a house costing 100,000 dollars. Use that example to answer my questions. Then tell me the grand total of, well everything lol - house, land/property, and mortgage loans, plus interest and then divide that to per-month payments.
Again - depend on where the property is. Property tax, house insurance, interest rate, and house associate fee (condo/townhome have associate fee). There are many factors that determine what the monthly payment looks like. You could buy a condo for $100,000 with 350 associate fee monthly. Same budget would be for $150,000 town home with 150 associate fee. Same budget for 175,000 single family home with no associate fee. There are so many factors to consider.
Maybe you would consider taking some home ownership workshop in order to determine what factors to consider before buying a home. Soon - DFEC will cover workshop. It supposed to launch DFEC by 4th quarter of 2008 then workshops in 2009. We havent determine how we will reach out the workshop. Maybe at Deaf Nation Expo or ASL Expo to at least offer the services of workshop. Its a huge project for DFEC to work on.
If you can take the time to explain clearly for me to fully get it, I'd appreciate it.
cuz mostly I am worry about Oil price
Also I am single mom with huge house now .. Ouch! LOL
Yea...some have kids, and needed money to feed the kids and clothes too. 
!! 
after reading your post, DM but yea that's how it is with mortgage. This requires a fundamental understanding of this stuff and a serious planning before you do it. Even though mortgage is considered as a safe and stable loan (not subjected to volatile interest rates) compared to other types of loans.... it's very easy to get screwed by it. If you miss one payment or late to pay... you're in trouble and your credit history will get a punch in the gut. Another missed/late payment... you're screwed and your interest rate will skyrocket and your credit history is shit.