Before jumping to conclusions, I would want to know what the exact problem is. Until you have someone...anyone...provide you with a proper diagnosis, no insurance company will pay for anything. Get to a doctor! See an audiologust the determine the precise nature of your hearing loss. Everything else is based on speculation.
It would be the same as if I were to say I was sure I had heart disease without seeing a cardiologist. Then I get numerous suggestions about bypass surgery, transplants, and mortuary services. Instead of heart disease, it could be simple digestive problems.
Your hearing loss, which I have no doubt you are experiencing, could be caused by a variety of issues, some of which may be easily treated. So before you drill a hole in your head for a CI and enroll in a school far from home...maybe some answers about the actual state of your ears and hearing abilities should be established.
See a doctor before making plans for becoming deaf. And make sure the doctor takes you seriously! Once you have an ENT and an audiologist confirming a prognosis of deafness, then you can make plans for the future.
and that allergies are probably the reason why i have some sort of hearing loss, i kind of dont really buy it but i kind of did cheer me up a bit. I have been prescribed medicine for congestion and whatnot, tablets, nasal spray. Maybe it has some sort of connection, i dont know honestly, who i'd really want to hear about my condition is the ENT, but ill give this allergy medications a shot and see how it goes. I also stopped pacing around nervously and panicking( sort of, i still do sometimes) due to just trying to relax and think positively, even though i could barely hear due to background noise when i was outside lol.