No I don't answer them, its just a couple calls but they call all the time, idiot bill collectors that don't know how to wait for a case to settle. lol
i often have said no to third parties not make alot of difference...what i do do is use my nick name on all stuff i do on computer and when all this crap mail come in post i see at glance they got it from my surfing habbits.
i notice on fb all banner adverts are aimed at my age group
Talking about junk email, you need to have your browsing history, cookies, caches, etc deleted (clean-up) after closing your browser.
I used to have over 50 junk email daily so I installed a software that cleans it up and I receive about 5 junk emails daily, however my ISP put them in my junk folder automatically in which I have a choice to empty.
As DHB said that internet is not 100% secure or foolproof, that's true. It's still dangerous.
Hackers will never stop finding other ways to HACK because they need money from selling to spammers or stealing your ID, however your password, SSN, etc are encrypted so it gives hackers hard times to figure it out.
Don't read emails which are suspicious to you! Don't reply to them!