Berry, he had worked in the insurance agent in his company, so he can applied for a SSDI (Social Security Disability Income). SSI is for people who has never work in their lives or held a job before. That is the difference.
kcfan, like Shel90 said that you have a lot on your plate with finding a job, trying to support your wife and family and dealing with your hearing loss. That is stress which take a lot out of you. I am sorry that happen to you like this. Rehabilitation services in the DVR (Division Vocational Rehabilitation) will help you deal with your deafness and also help you find work or job. Maybe you can try getting some help in counseling for yourself and possibly with your wife to discuss why you are having a hard time with this. I don't care what Russian women do in Russia, but this is America and you need help. This is important to try to bring up from your low self esteem to being positive self esteem. Depression is a very serious thing, which you should not think about having suicide your thoughts. I wished that you are happy and not have to suffer this trauma. You are welcome to come here whenever you have a problem.