Ins. Co. Must Pay $10M For Revoking Policy of Teen With HIV

Don't we need someone to type in all of the medical records into a data base? They can do this since they are already familiar with the medical terms. Then doctors can access your info no matter where you are.
 
how you know they aren't being honest? I have lots of friend who work for the insurance, some are liberals, but never doubted they are not being honest.
 
sallylou said:
Don't we need someone to type in all of the medical records into a data base? They can do this since they are already familiar with the medical terms. Then doctors can access your info no matter where you are.
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yes, but instead of insurance paying them, they will be paid by our tax money. which why this country will be socialized. That is, everyone will be working for the gov't.
 
Lighthouse77 said:
how you know they aren't being honest? I have lots of friend who work for the insurance, some are liberals, but never doubted they are not being honest.
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What on the Earth made you bring up the liberals?
 
just pointing out that even liberals work there, and people who work there are not all about being dishonest (since people tend to believe republicans are all about greed).


you made it sound like everyone who work for the insurance are dishonest due to money.
 
Lighthouse77 said:
just pointing out that even liberals work there, and people who work there are not all about being dishonest (since people tend to believe republicans are all about greed).

you made it sound like everyone who work for the insurance are dishonest due to money.
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Greed is not something to scoff at. Nor should it be underestimated. Besides I never mentioned the Republicans nor the Democrats.
 
Banjo said:
Greed is not something to scoff at. Nor should it be underestimated. Besides I never mentioned the Republicans nor the Democrats.
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Yeah, but we could tell you were thinking of honest liberals and thieving conservatives. :D
 
Ok, Lighthouse. Stay off the public road, out of the public library, off of public transportation, out of public schools, etc. Getting my drift?

The idea of making a medical data base was a proposed "shovel ready" job. My grandma grew up and married during the Great Depression. Her older brothers went off to work on civilian work projects (out of state). They literally shoveled the rock and dirt to build tunnels in mountainous areas. They were poor. You do what you've got to do, huh? I guess that data entry is the modern equivalent of shoveling?
 
Beowulf said:
Yeah, but we could tell you were thinking of honest liberals and thieving conservatives. :D
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Um... no. Liberals and conservatives don't even come to my mind. In fact, I'm not even one of them. I'm an independent voter in Canada and I'm a Libertarian.

I don't associate people with their parties.
 
Um... This got nothing to do with public healthcare or even mandatory healthcare.

This got to do with risk-solidarity and risk-equalization:

Risk-solidarity - People can't be kicked off of insurance if they developed a condition (such as HIV)
Risk-equalization - People who already have pre-existing conditions have the same access to insurance like everyone else.

In this case, it's a matter of risk-solidarity, since the person was already paying for his insurance then got dropped like a hot potato when they found out he was HIV-positive. No one should go through that.

Got nothing to do with liberals, conservatives, Democrats or Republicans.
 
Banjo said:
Um... no. Liberals and conservatives don't even come to my mind. In fact, I'm not even one of them. I'm an independent voter in Canada and I'm a Libertarian.

I don't associate people with their parties.
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I was just pulling your leg. :)
 
Beowulf said:
I was just pulling your leg. :)
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My mistake, I thought it was from Lighthouse, not you. I didn't read carefully enough. But had I known it was you, I would had taken it as a joke. :)
 
Banjo said:
My mistake, I thought it was from Lighthouse, not you. I didn't read carefully enough. But had I known it was you, I would had taken it as a joke. :)
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So we're cool now? :lol:
 
Souggy, here's the rub. Insurance is theoretically supposed to spread the risk. Insurers want to minimize the risk. That's totally different. That's why insurers throw people out and refuse to pay. It turns out that insurance doesn't work according to this theory in the real world, at least not without significant regulation.
 
sallylou said:
Souggy, here's the rub. Insurance is theoretically supposed to spread the risk. Insurers want to minimize the risk. That's totally different. That's why insurers throw people out and refuse to pay. It turns out that insurance doesn't work according to this theory in the real world, at least not without significant regulation.
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It's a sound economic argument. The problem is the ethical side when people are left to interpret their own ideas, thus the reason why there need to be regulation on what they can and can't do.
 
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