Michael Moore's Movie "Sicko" Raises Concerns about Insurance Issues

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>From courant.com
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Insurers Face A Screen Test
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By DIANE LEVICK
Courant Staff Writer

June 21, 2007

If filmmaker Michael Moore had his way, Aetna, CIGNA, and other health insurance companies across the nation would be dead meat - replaced by a government-run system.

It's not clear yet how much of a threat his new documentary, "Sicko," is tothe industry. But with its general release currently set for June 29, thefilm's previews and advance promotions are reigniting the resentment againstinsurers that tends to simmer between boiling points.

Local companies don't fare as badly as some in the movie, which revels in tales of patient-dumping and death-hastening denials by other insurers.

The film slaps CIGNA for approving one hearing implant instead of two for a toddler, and Aetna gets off with just a flash of its corporate logo sign. Moore has said Aetna insures his employees.

The film goes relatively easy on the local companies, but Moore doesn't play favorites. He takes direct aim at the U.S. health care system and the whole insurance industry, which employs thousands of people in the Hartford-Middletown region.

Rather than pick on individual companies, the veteran rabble-rouser urged a rally last week in Sacramento to wage "a war against health insurance companies, who are more interested in lining their pockets than caring for
the people of the United States of America."

"We have to get rid of them once and for all," he said. The receptive crowd, which included nurses, picked up his next line as a chant: "It's time for them to go."

Insurers say they're not worried sick about "Sicko," despite the popularity of Moore's previous films such as "Fahrenheit 9/11" and "Bowling for Columbine."

However, America's Health Insurance Plans, a national trade group, has been issuing frequent statements aimed at defusing Moore's call for a government-run - "single payer" - health care system.

"I think it's very, very clear the American people don't support a government takeover of the health care arena," Karen Ignagni, the trade group's president and chief executive, said in an interview Tuesday. She warned of rationing and long waits for care in other countries with
single-payer systems.

She said insurers view "Sicko" as an opportunity to discuss their proposals to get more people insured through public-private partnerships, and "talk about the value we provide" through disease prevention and management, and
other programs.

As for Moore, "Essentially what he's done is filmed an editorial," Ignagni said. "There was never any attempt by Mr. Moore to seek out our members to answer questions, to respond to cases in the movie."

Publicists for Moore said he was too busy to be interviewed for this story.

Some of the patient cases Moore used are more than 10 years old, Ignagni said.

CIGNA, whose health insurance operations are based in Bloomfield, wouldn't talk about details of its own case in "Sicko." But the company did discuss the general subject - cochlear implants, which are complex electronic,
surgically implanted devices that provide a sense of sound for deaf people.

The movie shows parents who were shocked that CIGNA initially approved coverage for only one cochlear implant instead of two for their deaf daughter. The toddler's father says in the film that CIGNA apparently felt it was "experimental to hear in two ears."

The father calls CIGNA to say Moore has taken an interest in the case and asks, "Has your CEO ever been in a film before?" The film shows CIGNA's Philadelphia headquarters and replays a taped phone call from a company representative, cheerfully reporting the denial was reversed and two implants would be covered.

Only about 3 percent of 100,000 people worldwide who have cochlear implants have two, according to the University of Wisconsin Waisman Center. Medicaid
and some private insurers will cover only one. Insurers cite the risks and until recently, a shortage of evidence showing the benefits of doing two implants.

One risk noted by the U.S. Food and Drug Administration is bacterial meningitis, a serious and sometimes fatal infection. Also, some doctors recommend against implants in both ears because it precludes trying new, better technology that might be developed.

CIGNA's policy was to cover only one implant, figuring two would double the meningitis risk, said Dr. Jeffrey L. Kang, the company's chief medical officer. Besides, there was little evidence of improved hearing from bilateral implants until a couple of recent studies found they helped deaf
people determine where sounds were coming from, he said.

Based on the new evidence, CIGNA changed its policy in March to cover two implants without requiring prior approval. Kang said the change didn't stem from Moore's film.

A single implant can cost $50,000, but Kang said, "Our [decision] process is a scientific, clinical one which is devoid of any considerations of cost." The doctors at CIGNA who are involved in the process aren't given financial incentives to base decisions on cost of medical procedures, he added.

Aetna still won't cover dual implants, saying the latest trials are "small, uncontrolled, and non-randomized studies," and the one randomized trial doesn't support implants in both ears.

Aetna spokesman Fred Laberge said it's not surprising the name of his company - one of the nation's largest health insurers - would appear in a film about the health care industry. He declined comment on the film's
message, saying, "It is what it is. We'll see it when it comes out."

"Sicko" tears into other insurers with anecdotes:

A woman recounts how Blue Shield in California wouldn't cover an MRI test because she didn't have cancer. On a trip to Japan, she fell ill and got an MRI showing a brain tumor.

A mother sits on a playground recalling how her 18-month-old daughter died after developing a 104-degree fever. She was rushed to a Los Angeles hospital, but their insurer, Kaiser Permanente, wasn't going to cover it
because it wasn't a Kaiser hospital. The child's condition worsened, and two hours later, an ambulance took her to a Kaiser hospital. But by then, the little girl had gone into cardiac arrest.

A worker from a rescue mission says a Kaiser Permanente hospital in Los Angeles discharged an incoherent woman with dementia and without identification bands, and dumped her on skid row. A surveillance video shows
the 62-year-old woman getting out of a taxi there, unescorted, and stumbling aimlessly and shoeless in a hospital gown. It was one of the patient-dumping
examples on a "60 Minutes" show.

The film also includes footage of Moore's widely publicized trip to Cuba, which the U.S. Treasury is investigating, allegedly because of embargo restrictions on travel to the country. Moore took several ailing people who had worked at the 9/11 World Trade Center disaster to Guantanamo Bay, where terrorism suspects are detained by the United States - and given free medical care.

"They don't want any more than you're giving the evildoers, just the same," Moore yells through a bullhorn to the military base from the boat. He didn't gain entrance, but the passengers were treated by doctors elsewhere in Cuba.

Time will tell how successful "Sicko" will be in advancing a new health care system, but local activist Beverly Brakeman said, "It can't help but get more people talking about this issue."

Brakeman is director of the local labor-community coalition Citizens for Economic Opportunity, and advocate of a single-payer system.

Moore "can get discredited pretty easily because his tactics are `out there,'" but his films are well-researched, said Brakeman, who hadn't seen "Sicko" before the interview.

"I think he has a way," she said, "of getting into the heart of what people can understand."

Contact Diane Levick at dlevick@courant.com

Ron Dicker, a free-lance writer, contributed to this story.
Copyright 2007, Hartford Courant


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I haven't seen the documentary yet, but do look forward to it. I have some rather strong opinions of our health care system--in particular, insurance companies, however, so remaining objective won't be easy!:giggle: But whether you agree or disagree with Moore, he certainly makes you think, and that is a good thing.
 
Jillio,

I agree. :) I also have strong opinions about insurance companies. I know a deafblind CI user who has Usher's and can't get a second CI because Medicare won't cover it. He's been trying to find funding for the past 6 years. I was fortunate enough to have Medicaid cover my bilateral. However, my audi told me that if it were not for the fact that I had Medicaid coverage, I would not have received a second CI.
 
I'm very proud to say that the case with the child with the bilateral implant was one of mine. I'm not in the movie, but we did get coverage for the child, after another botched appeal by CIGNA in the same state, the Florida Attorney General started an investigation, and 3 weeks after that, CIGNA changed its policy to start covering bilateral cochlear implantation nation wide

Sheri
 
Medicare has a whole bunch of problems that are specific to it that don't always apply to other insurers. I've dedicated an entire page on my web site to it, located at Let Them Hear Foundation :: Advocacy

Bottom line is our clinic did a "test" Medicare implantation April 05 (15 months ago) and we have yet to be paid despite 3 appeals. No facility can afford to wait 15 months to be paid, that is why they don't do bilaterals for Medicare patients. Will probably have to go to an ALJ to resolve, and most clinics aren't big enough to have an attorney who understands both CIs and the law to argue these cases.

Sheri

Jillio,

I agree. :) I also have strong opinions about insurance companies. I know a deafblind CI user who has Usher's and can't get a second CI because Medicare won't cover it. He's been trying to find funding for the past 6 years.
 
That's interesting. I've enjoyed some of Michael Moore's past movies (like bowling for Collumbine) and I'm sure that he'd have a lot to say about insurers! It must be very hard for people in the US who don't have any or adequate health insurance and I believe the number of people in that category is quite significant.
 
That's interesting. I've enjoyed some of Michael Moore's past movies (like bowling for Collumbine) and I'm sure that he'd have a lot to say about insurers! It must be very hard for people in the US who don't have any or adequate health insurance and I believe the number of people in that category is quite significant.

Alas, that is not what the movie is about. That topic is a whole different movie, which should also be made. The focus of this movie is regarding situations where people supposedly have perfectly adequate insurance, when the insurer refuses to provide authorization for a particular treatment, frequently for completely unsupportable reasons (like needing pre-authorization for an ambulance trip when the need for the ambulance was due to being unconscious after a car accident).

Sheri
 
Alas, that is not what the movie is about. That topic is a whole different movie, which should also be made. The focus of this movie is regarding situations where people supposedly have perfectly adequate insurance, when the insurer refuses to provide authorization for a particular treatment, frequently for completely unsupportable reasons (like needing pre-authorization for an ambulance trip when the need for the ambulance was due to being unconscious after a car accident).

Sheri

Eeek! Really? That's bad. It sounds like it's really common place generally for people to fight with their insurance company about getting something that was supposed to be covered. This must be very stressful for them. I'm sure you'd know all about that just from the CI field alone.
 
I gotta say Sherri I don't envy you fighting for the bilateral CIs. I really think that its going to be very hard for people beyond the relatively wealthy population and the "additional special needs/circumstances" population to get a second CI from insurance companies. I do think that LTH should continue fighting for bilateral implants, but you guys should also encourage the bilateral implant canidates to try alternative technologies (such as body worn aids, which are actually still used in Europe, and high frequncy transponders) before opting for implantion.
 
deafdyke,

When I asked my CI audi about body aids, she told me they weren't available here in the U.S. and that if one needed repair, it would need to be sent to Europe. From what I understand, Lloyd's is the only place you can purchase a body aid online:

Order Body Aid Hearing Aids Online with LloydHearingAid.com

As far as frequency transpositional aids are concerned, I also asked my audi about them and was told that it can take some time for people to adjust to them and that the adjustment isn't always an easy one to make. If truth be told, I wanted to try frequency transpositional aids before opting for a CI, but my CI audi explained that the adjustment process would be too difficult for me as a totally blind person (especially in regards to being able to interpret environmental sounds like traffic).
 
I am definitely going to see "Sicko". I had a feeling CIs would come up. I hope insurance companies come up with some sort of criteria for bilateral implants and that those who can benefit from them can get them. I have read a few corporate policies and while they are clear about unilateral implantation they are not clear about bilateral implantation. Thanks to groups like LTH maybe this will happen. I also hope every one who can vote votes in the the next election. If you are not regitered to vote go and register!!!! We need to make sure we get people in office who will fix healthcare.

In closing, How sick is healthcare: (These are some bills I have heard of)

$450 for 90 days for a medication
$7000 for an echocardiogram. copayment with good insurance $600
need more: $250,459 bypass , medicare did cover it but geez, a quarter of a million? :jaw:
 
While I'm no Moore fan, I agree with him generally speaking that there is a significant health care crisis in this country. There is no doubt about it whether one has coverage but can't get the medical care they need or have poor coverage or totally lacking it (for financial reasons more than anything else).

It has become in my opinion an embarrassing issue all around. While all Americans can point to themselves (many don't take care of themselves like they should...does obesity ring a bell?) as to why we are in this mess, I point fingers particularly at two groups; Congress and Health Care providers. The former because they are beholden to special interest groups and couldn't make a good decision on their own if their life depended on it. The later because the bean counters rule with no real case by case review up front. They rather react to indignation than to be proactive. Of course some providers are better than others but all in all things are getting worst and more expensive. Something has to give and it is coming sooner than later.
 
Actually, we've got a very good track record for getting denials overturned -- 260 cases completed, 260 wins. The medical literature is strongly in support of the medical benefits of bilateral implantation, and there is at several studies which support Bi-CI over bimodal CI (meaning CI + HA). We also do lots of other types of HI related appeals, not just CIs (BAHAs, atresia repair, microtia reconstruction, AVT/Speech Therapy services, sound processor upgrades etc.)

By the time the people get to us, they've already been told a second CI is their only option, AND they've already been turned down by their insurer. I'm not a medical provider, so we don't provide any advice in that area.

If insurers continue to hand out rubber stamp denials for completely unsupportable reasons, they deserve whatever bad publicity comes their way. At least in some ways I'm glad that getting a CI isn't life threatening, like some of the other treatments I've heard have been turned down, though some of our meningitis cases where ossification has started scare the crud out of me. I had one case where we won an expedited appeal for a simultaneous bilateral for a little boy, but the insurer dragged it out as long as they could and the doctor could only implant 10 electrodes on one side, though they did get full insertion on the other. The CEO of that insurer makes almost $31 million per year, which is obscene by ANY standard. The interest the insurer earned by withholding approval for 3 weeks that cost the little boy the chance to have his hearing fully restored was about $172.

Sheri



I gotta say Sherri I don't envy you fighting for the bilateral CIs. I really think that its going to be very hard for people beyond the relatively wealthy population and the "additional special needs/circumstances" population to get a second CI from insurance companies. I do think that LTH should continue fighting for bilateral implants, but you guys should also encourage the bilateral implant canidates to try alternative technologies (such as body worn aids, which are actually still used in Europe, and high frequncy transponders) before opting for implantion.
 
That's disgusting about the example of the boy with ossification, Sheri. :pissed:

I'm so happy for you that you have won 260 out of 260 cases. It sounds like you provide a real service for such people in your country. :)
 
On the other hand Sherri, I do think that if insurance companies covered HAs just as they did with CI, they might see a small downturn in implantations, and thus costs. Back in the old days it was really cost effective for insurance companies to cover CI b/c only a small percentage of deaf folks benifited from it. So the costs could be absorbed relatively easily. But now that more and more people are trying to get implanted, the costs are rising. I do think some people are beleieving the hype. Like I've heard of kids who get a lot of benifit from HA, being evaluated for CI! (which is INSANE) I have to say that there are too many people who think "Oh its the latest technology! I GOTTA have it!"
Its good that you're fighting for the ones who REALLY need it. There IS a population which really honestly needs bilateral implantation. Bilateral implantation is still relatively new, and the population that NEEDS it, is relatively small.
 
By what criteria do you think that that people should get bilaterals, DD and LTHFAdvocate? I'm interested in your input from both of you. If I recall correctly only a few deaf people can get implanted yet you maintain that the criteria is too lax, DD.
 
Actually, we've got a very good track record for getting denials overturned -- 260 cases completed, 260 wins. The medical literature is strongly in support of the medical benefits of bilateral implantation, and there is at several studies which support Bi-CI over bimodal CI (meaning CI + HA). We also do lots of other types of HI related appeals, not just CIs (BAHAs, atresia repair, microtia reconstruction, AVT/Speech Therapy services, sound processor upgrades etc.)

I'm going to send you Drew's bilateral approval letter and his explanation of benefits as soon as the latter comes in. Just want to let you know I haven't forgotten.
 
By what criteria do you think that that people should get bilaterals, DD and LTHFAdvocate? I'm interested in your input from both of you. If I recall correctly only a few deaf people can get implanted yet you maintain that the criteria is too lax, DD.

I am interested in this as well, because my experience is that often people who are not getting what they consider good results with their hearing aids are denied the ability to get a single or bilateral implant, even though they want one/them.
 
Some people think the criteria for qualitfy for CIs are too lax.
 
Some people think the criteria for qualitfy for CIs are too lax.

As far as I am aware, DD is the only person who has consistently argued this on this board. However, having seen people like Tami Sam turned down and referred to hearing aids for further trials I don't think its particularly widespread.

It seems a much bigger problem in the US that people who easily qualify for CIs do not have the means to get one because of the nature of the medical insurance system.
 
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