I learned that we have a few wrinkles for the house, but as far as I know they are ones we can work through and do. Hubby has been talking with contractor for the last hour and I hope it's good news. It dark outside, so I can't be with them. (can't read the lips) Meeting yesterday at Town Hall showed we need to have a engineer come out and make sure the garage still falls in with current hurricane building codes, then, since MIL already filed the Quitclaim Deed, we can't do an "Owner build" construction and we will have to have a Licensed contractor handle all the paperwork from here on out. Well, that mean, I also found that our contractor isn't licensed yet. He has one more year to go. His Uncle is the General Contractor who is licensed and he works through him or something like that. Uncle speaks no English, so that's why our contractor tried to bypass him on this job. That's what hubby and contractor are talking about. So far, all we know is, that it's going to cost more than we thought and we have to see. Right now, we have $82,000 in one account and another $25,000 available in 6 months. Hopefully, we will not need more.