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I learned last night that we will get a little more than hubby thought with the loan. Now, I most likely will get my back porch with the solid roof. We are lucky in the fact that our mortgage payments are going to be lower than the combined mortgage payment and lot rent we had in Missouri. In Central Missouri, our housing came out to be $300 (mtg) and $195 (lot rent) and in Eastern Missouri we had $300 (mtg, same home) and $210 (lot rent). Now, we will have $440 mortgage. Not bad at all.