How to Purchase/Refinance your Home

LLatreseJ

New Member
Joined
Jan 31, 2011
Messages
11
Reaction score
0
HI ADers!

I wanted to know how are deaf people able to refinance or purchase homes over the phone without TTY? Do you have a hearing person help you? How are you able to conduct business? Have you had good experiences with mortgage companies?

It seems like every mortage company wants someone's business. How is anyone able to trust someone they cannot see?
 
HI ADers!

I wanted to know how are deaf people able to refinance or purchase homes over the phone without TTY? Do you have a hearing person help you? How are you able to conduct business? Have you had good experiences with mortgage companies?

It seems like every mortage company wants someone's business. How is anyone able to trust someone they cannot see?

My mortgage company communicates entirely in email with us.

Is everybody else in the dark ages?
 
why do you need to know? same as you. how did you contact them over the phone?
 
Wirelessly posted (Blackberry Bold )

Without a tty - IP relay, VRS, or email. Just like how you'd handle any other communication.
 
Curious where in Michigan were you looking? I know that my girlfriend and I were thinking of getting a house in Michigan not too far from Grand Rapids.
 
Wirelessly posted (Blackberry Bold )

diehardbiker said:

Keep in mind that outside of the USA (including all of Canada) TTYs are still very common because we don't have to option of having an IP/VRS phone number.
That means (in many places) while we can call out using IP relay, we can't accept incoming calls via IP relay becuase we don't have a fixed "phone number" the way the IP/VRS etc works in the USA.
 
why do you need to know? same as you. how did you contact them over the phone?
I currently work for a mortgage lender and I think they should make changes to how they deal with deaf and blind people. A lot of communication is via e-mail or phone and that's convenient for a hearing person, but what about deaf people?
 
Guess we got the right person who did email with us and met this person in person. It went very well.
 
I currently work for a mortgage lender and I think they should make changes to how they deal with deaf and blind people. A lot of communication is via e-mail or phone and that's convenient for a hearing person, but what about deaf people?

that is a veery good step forward. hopefully your company can pay it forward to others in making this step to accommodate the deaf/hoh homeowners.

First of all, we as deaf still use the relay service, it doesnt matter if it a TRS (Teletype Relay Service) or VRS (Video Relay Service). On the mortage lender end, it doesnt matter which you use - its all seamlessly done behind the curtains.
Just make sure your mortage company has a way on applications or in your computer database to put a flag on it NOT to use automated phone calls when calling OUT to the deaf customers and train THE WHOLE COMPANY STAFF that RELAY calls are to be accepted as a NORMAL call, NOT a SCAM or anything. Just because a relay operator could be a female using a female voice talking to a male customer doesnt mean scam or be dubious of the caller. We just may not be able to voice directly, we use our hands to do the communications whether its a typing or using native ASL language and the relay just reads it and voice EXACTLY what we say to you. After the call is finished the relay operators are under strict regulations NOT to repeat,discuss, breathe, or any form of communication of the calls they do so you can rest its strictly confidential. What transpires between you and the customer is between you and customer just like any other customer.

I frankly don't see the problem here except that the call centers just needs to be trained of possiblity of deaf/HOH callers calling them or the number listed in YOUR SYSTEM is correct - just bear with it with the relay operators. Our phone numbers is ALWAYS for the relay and its a REAL phone number as the FCC is the one who handed them out, not the relay companies, not the deaf/hoh. IF there is a problem, a little research and a phone call or visit to FCC's website should resolve ANY company having interaction with the deaf/hoh customers having issue with any relay calls. The FCC is allowing the communication gap to be closed between deaf/HOH with hearing people regardless of race, sex, and age.

As for the blind part - I am not sure of what is your problem with your company with the blind people. After all, they are just another customer, just like hearing/deaf/blind/veterans/black/white/ etc ... you get the picture.....
 
There are more and more people hearing and deaf that signs in the loans, insurance and real estate sections that would be very helpful in person otherwise when I was looking for a house a while back I communicated mainly thru VP and emails.
 
Back
Top