Well, I've never had a tornado wreck my home but I did have a fire wreck my apt many years ago. Fortunately, I wasn't at my apt. I remember leaving it and then when I drove back, I could see tons of fire trucks near my apt and there was heavy water damage and smoke damage from my apt and it was a wreck. I was unable to live in it because the damage was so bad.
The lady above my apt lost all of her furniture when the fire burned up the roof above her.
My apt was struck by lighnting and it caused half a million in damages. I think it took 3 monthes to repair the roof. I had to find another apt to live in.
So yes, I can empathize with her even though I've never been hit by a tornado.