The Case For Obamacare - Page 2

**TXgolfer** · 07-02-2012, 08:47 PM

Quote:

Originally Posted by DeafBadger

IHow, specifically, has it been a 'disaster'? Please review the link I posted that seems to be a non-biased review of the Romneycare experience. Do you have information that they do not? I'd sincerely would like to review it myself.

Exhibit A.... (Hates romneycare)

Quote:

Originally Posted by whatdidyousay!

I do not like making health insurance mandatory , the government should stay out of our life !

**Jiro** · 07-03-2012, 04:27 AM

Quote:

Originally Posted by TXgolfer

No, it is a fundamental belief that states should be responsible for health care rather than the feds.

that's precisely what Obamacare is.

**Jiro** · 07-03-2012, 04:29 AM

Quote:

Originally Posted by Reba

The difference is, the auto insurance that's required is for liability. Health insurance isn't a liability insurance.

health insurance is definitely a liability insurance.... it's for America's well-being and national security. if America is sicker, fatter and dying.... then there's no future for America.

**Reba** · 07-03-2012, 07:22 AM

Quote:

Originally Posted by Jiro

health insurance is definitely a liability insurance.... it's for America's well-being and national security. if America is sicker, fatter and dying.... then there's no future for America.

No, health insurance is NOT liability insurance.

Liability insurance:

* insurance covering the insured against losses arising from injury or damage to another person or property (dictionary.com)

* Any type of insurance policy that protects an individual or business from the risk that they may be sued and held legally liable for something such as malpractice, injury or negligence. (Liability Insurance Definition | Investopedia)

In order for health insurance to be a liability insurance, one person would have to be legally responsible for the sickness or injury of another person. That would be like saying that I need liability insurance to protect me from being sued by fat people who blame me for their condition. That makes no sense at all.

It would also mean that my own insurance wouldn't cover my own medical costs. Liability insurance doesn't cover the expenses of the person carrying the insurance; it covers the expenses of the person that was harmed by the policy holder.

rolling7 · 07-03-2012, 09:37 AM

Quote:

Originally Posted by whatdidyousay!

I do not like making health insurance mandatory , the government should stay out of our life !

Amen.

whatdidyousay! · 07-03-2012, 10:00 AM

Quote:

Originally Posted by TXgolfer

Exhibit A.... (Hates romneycare)

I live in Massachusetts and hate romneycare ! MassHealth no longer pay for fillings or false teeth , they'll pull your tooth out for you if you have a cavity.
I see more people with missing teeth more now that we have romneycare.

kokonut · 07-03-2012, 10:06 AM

Quote:

Originally Posted by Reba

No, health insurance is NOT liability insurance.

Liability insurance:

* insurance covering the insured against losses arising from injury or damage to another person or property (dictionary.com)

* Any type of insurance policy that protects an individual or business from the risk that they may be sued and held legally liable for something such as malpractice, injury or negligence. (Liability Insurance Definition | Investopedia)

In order for health insurance to be a liability insurance, one person would have to be legally responsible for the sickness or injury of another person. That would be like saying that I need liability insurance to protect me from being sued by fat people who blame me for their condition. That makes no sense at all.

It would also mean that my own insurance wouldn't cover my own medical costs. Liability insurance doesn't cover the expenses of the person carrying the insurance; it covers the expenses of the person that was harmed by the policy holder.

Which is why we, at a minimum must have liability insurance for our vehicle. But liability health insurance? I'm sure OBH will probably require that next.

**TXgolfer** · 07-03-2012, 12:00 PM

Quote:

Originally Posted by Jiro

that's precisely what Obamacare is.

No it is not.

Otherwise the IRS would not be invovled.

**Foxrac** · 07-03-2012, 12:19 PM

Quote:

Originally Posted by Reba

No, health insurance is NOT liability insurance.

Liability insurance:

* insurance covering the insured against losses arising from injury or damage to another person or property (dictionary.com)

* Any type of insurance policy that protects an individual or business from the risk that they may be sued and held legally liable for something such as malpractice, injury or negligence. (Liability Insurance Definition | Investopedia)

In order for health insurance to be a liability insurance, one person would have to be legally responsible for the sickness or injury of another person. That would be like saying that I need liability insurance to protect me from being sued by fat people who blame me for their condition. That makes no sense at all.

It would also mean that my own insurance wouldn't cover my own medical costs. Liability insurance doesn't cover the expenses of the person carrying the insurance; it covers the expenses of the person that was harmed by the policy holder.

It looks like some people, especially you have difficult to understand and already beyond our explanation to make you understand.

Now, I disagree with you about health insurance isn't liability.

**Foxrac** · 07-03-2012, 12:21 PM

Quote:

Originally Posted by Jiro

health insurance is definitely a liability insurance.... it's for America's well-being and national security. if America is sicker, fatter and dying.... then there's no future for America.

Yup, that what I tried to explain.

I learned from my mother and she is nursing director at hospital.

**TXgolfer** · 07-03-2012, 12:31 PM

Quote:

Originally Posted by Foxrac

It looks like some people, especially you have difficult to understand and already beyond our explanation to make you understand.

Now, I disagree with you about health insurance isn't liability.

Understand what? That you are trying to twist the definition of health insurance to fit liability insurance?

Quote:

Liability insurance is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims. It protects the insured in the event he or she is sued for claims that come within the coverage of the insurance policy

Liability insurance - Wikipedia, the free encyclopedia

Quote:

liability insurance - insurance that provides protection from claims arising from injuries or damage to other people or property

liability insurance - definition of liability insurance by the Free Online Dictionary, Thesaurus and Encyclopedia.

**Foxrac** · 07-03-2012, 01:13 PM

Quote:

Originally Posted by TXgolfer

Understand what? That you are trying to twist the definition of health insurance to fit liability insurance?

Liability insurance - Wikipedia, the free encyclopedia

liability insurance - definition of liability insurance by the Free Online Dictionary, Thesaurus and Encyclopedia.

You don't get it so let agree to disagree.

I don't find anything is funny and skyrocketing of medical cost isn't laugh matters.

**Reba** · 07-03-2012, 01:35 PM

Quote:

Originally Posted by Foxrac

It looks like some people, especially you have difficult to understand and already beyond our explanation to make you understand.

Now, I disagree with you about health insurance isn't liability.

You don't have to take my word for it. Ask any insurance agent. They can explain liability insurance to you.

The only liability insurance that is related to medical care is the malpractice insurance that doctors and hospitals are required to have.

Liability medical insurance means Person A caused the illness or injury of Person B, and has to pay for the medical bills of Person B. That is not what Obamacare does.

**Reba** · 07-03-2012, 01:38 PM

Quote:

Originally Posted by Foxrac

Yup, that what I tried to explain.

I learned from my mother and she is nursing director at hospital.

Are you saying that your mother told you that Obamacare is liability, not health, insurance?

**TXgolfer** · 07-03-2012, 01:59 PM

Quote:

Originally Posted by Foxrac

You don't get it so let agree to disagree.

I don't find anything is funny and skyrocketing of medical cost isn't laugh matters.

The cost of my beer is skyrocketing too.....That doesn't make it liability insurance.

Tousi · 07-03-2012, 02:03 PM

I think he needs to call his Mother.

**Foxrac** · 07-03-2012, 02:15 PM

Quote:

Originally Posted by Reba

Are you saying that your mother told you that Obamacare is liability, not health, insurance?

No, that's very different. Having more uninsured patients make heavily burden on hospital that push medical cost to increase and we are responsible to pay any piece that uninsured patients won't pay for their medical treatment - it means we will pay more on monthly premium that increase every year.

**Foxrac** · 07-03-2012, 02:16 PM

Quote:

Originally Posted by TXgolfer

The cost of my beer is skyrocketing too.....That doesn't make it liability insurance.

Quote:

Originally Posted by Tousi

I think he needs to call his Mother.

Both of you silly.

The cost of beer is increase that normally tied to inflation, that's very different and the cost of beer in here is still cheaper.

**Reba** · 07-03-2012, 02:29 PM

Quote:

Originally Posted by Foxrac

No, that's very different. Having more uninsured patients make heavily burden on hospital that push medical cost to increase and we are responsible to pay any piece that uninsured patients won't pay for their medical treatment - it means we will pay more on monthly premium that increase every year.

I understand. That has nothing to do with liability insurance.

**Foxrac** · 07-03-2012, 02:37 PM

Quote:

Originally Posted by Reba

I understand. That has nothing to do with liability insurance.

I didn't call "liability insurance", that's very very different.

When uninsured patients receive medical treatment and inability to pay medical bill so we are in liable for inscreasing of medical cost so fast, it means insurance goes up every year and some hospitals have financial hardship.

Many people don't understand about insurance pool and consequence for let uninsured patients access to medical care and don't pay any medical bill. That's not retail store, if you don't have money so you can't buy something or regular doctor office that you can be denied for treatment if you can't afford. The ER is required by law to treat patients, regardless on financial status.

airportcop · 07-03-2012, 02:54 PM

https://sphotos.xx.fbcdn.net/hphotos...37349097_n.jpg

**Foxrac** · 07-03-2012, 03:05 PM

Quote:

Originally Posted by airportcop

https://sphotos.xx.fbcdn.net/hphotos...37349097_n.jpg

What's brilliant conservative mind.

**Foxrac** · 07-03-2012, 03:15 PM

There is serious question for you.

Why GOP didn't pass any healthcare reform during Bush Admin at first place?

The healthcare reform had been failed under DEM control, especially during FDR and Clinton, except for Medicare so time for GOP to bring healthcare reform during majority in 1990s and early to mid 2000's but they didn't.

It means DEM won to pass the healthcare reform and it is your responsible to push lawmakers to consider healthcare reform that don't make wrong footprint for you. It should be done so earlier before medical cost goes up so fast.

Now, some of you aren't happy with ACA aka Obamacare because you haven't do anything to be hard on lawmakers at earlier. I have no sorry for you whoever don't like ACA.

**Sares** · 07-03-2012, 03:24 PM

There is a liability here all right; it is called the United States Government. The new Socialist Republic of the North Americas would be a better name. This may get a little off the insurance subject but it not insurance here it is the forced use of your private money.
They are making the US citizens pay for something that should be a choice and if you cannot afford it you pay a fine? Like you could afford the fine if you cannot afford insurance, what happens if you cannot pay the fine debtors prison next.
Why should a handful of people decide what I have to buy? Especially when I supply theirs out of taxes.
My question is what or how many insurance companies are sneaking money to the representatives to make this insane law.
It is bad enough that they want to keep track of every penny you make and where you keep it NOW they are telling us how to spend it.
When the day comes that you have someone knock on your door asking for your guns that should be the day you figured out freedom is over.
Government was created to provide for the common defense of this land, that was it, nothing else and for it to survive and fund itself from import taxes not rape the people.
My thoughts are, kick them all out get new people, lower their unreasonable wages and start over. I do not know if wanting a small government makes me democrat or a republican but starting over makes me a realist. Americans open your eyes and get your head out of the dirt. Large business should not run this country the people should and the representatives are not doing what is in the best interest of the people but what is the best was to increase their bank amount.

rolling7 · 07-03-2012, 03:35 PM

Here is a better serious question.

Why are there 24 million uninsured children in America?

That is what I'm reading in the papers and seeing on the news channels, however, I think that number is low.

When a child is brought into the world, it has parents. And why would patents allow themself to bring a child into this world knowing fully well they (themself) are unable to insure this child? They (themself) probably are also unable to feed this child.

Once all of us whom are citizens in America accept the fact that this problem with insurance is NOT the fault of POTUS (today's and in the pass), it is NOT the fault of CONGRESS and it is NOT the fault of insurance companies, we can all get together with a solution. That solution is for the parents of the child to be held fully responsible and accountable for the child. This is the one and only elution.

**TXgolfer** · 07-03-2012, 03:42 PM

Quote:

Originally Posted by Foxrac

I didn't call "liability insurance", that's very very different.

Except for posts 39 and 40....

**Foxrac** · 07-03-2012, 04:15 PM

Quote:

Originally Posted by TXgolfer

Except for posts 39 and 40....

Did I call LIABILITY INSURANCE like car?

No, health insurance has different definition about liability, that's very different from car so having health insurance means show that you have responsible to cover the medical bill that you received treatment but... uninsured patients aren't unless they pay medical bill in full on their own.

Jiro's post make sense, though.

**Sares** · 07-03-2012, 04:20 PM

Quote:

Originally Posted by rolling7

Here is a better serious question.

Why are there 24 million uninsured children in America?

Sex is cheaper that insurance, and all the bleeding heart right to lifers who see it as their duty to stop the distribution of contraceptives add to the 24,000 problem (yes even in high schools they should be handed out).
But forcing people to spend or be fined is not an answer, education is one step, let the churches do as they boast and help needy families, but do not make me pay for someone else. If I want them as my responsibility I will adopt them.

**Foxrac** · 07-03-2012, 04:31 PM

Quote:

Originally Posted by rolling7

Here is a better serious question.

Why are there 24 million uninsured children in America?

That is what I'm reading in the papers and seeing on the news channels, however, I think that number is low.

When a child is brought into the world, it has parents. And why would patents allow themself to bring a child into this world knowing fully well they (themself) are unable to insure this child? They (themself) probably are also unable to feed this child.

Once all of us whom are citizens in America accept the fact that this problem with insurance is NOT the fault of POTUS (today's and in the pass), it is NOT the fault of CONGRESS and it is NOT the fault of insurance companies, we can all get together with a solution. That solution is for the parents of the child to be held fully responsible and accountable for the child. This is the one and only elution.

There is some reason about why child isn't covered by their insurance.

1) Some companies don't offer plan that cover child
2) The insurance to cover child is very expensive, for my father's workplace, the insurance cover child cost $890 per month, that take more than 50% of his paycheck. The insurance to cover child is usually cheaper if you work at medical care or insurance companies but not all of them.
3) Many companies don't offer insurance to part time workers, especially some people have 2-4 part time jobs, that's very unfortunately about they couldn't find a full-time job with benefits. Some companies kill benefits for full-time workers.
4) Some parents are irresponsible, that's not common as few listed above.

ACA fixes the problem for child and the families can get insurance at cheaper via exchange instead of workplace.

The skyrocketing of medical care have put companies to change the benefits, that hit child so hard.

Previously, most young adults were uninsured but it is mostly resolved by require all insurance to cover young adults until 26 years old.

The insurance companies are partially contributed to medical care problems.

**Foxrac** · 07-03-2012, 04:36 PM

Quote:

Originally Posted by Sares

There is a liability here all right; it is called the United States Government. The new Socialist Republic of the North Americas would be a better name. This may get a little off the insurance subject but it not insurance here it is the forced use of your private money.
They are making the US citizens pay for something that should be a choice and if you cannot afford it you pay a fine? Like you could afford the fine if you cannot afford insurance, what happens if you cannot pay the fine debtors prison next.
Why should a handful of people decide what I have to buy? Especially when I supply theirs out of taxes.
My question is what or how many insurance companies are sneaking money to the representatives to make this insane law.
It is bad enough that they want to keep track of every penny you make and where you keep it NOW they are telling us how to spend it.
When the day comes that you have someone knock on your door asking for your guns that should be the day you figured out freedom is over.
Government was created to provide for the common defense of this land, that was it, nothing else and for it to survive and fund itself from import taxes not rape the people.
My thoughts are, kick them all out get new people, lower their unreasonable wages and start over. I do not know if wanting a small government makes me democrat or a republican but starting over makes me a realist. Americans open your eyes and get your head out of the dirt. Large business should not run this country the people should and the representatives are not doing what is in the best interest of the people but what is the best was to increase their bank amount.

07-03-2012, 02:03 PM	#46 (permalink)
Tousi Registered User Join Date: Apr 2003 Posts: 15,733	I think he needs to call his Mother. TXgolfer likes this.

07-03-2012, 02:54 PM	#51 (permalink)
airportcop Registered User Join Date: Nov 2011 Location: Springfield, MO Posts: 1,088	https://sphotos.xx.fbcdn.net/hphotos...37349097_n.jpg Sares likes this. __________________ Romans 12:12 (NIV) Be joyful in hope, patient in affliction, faithful in prayer.

07-03-2012, 03:15 PM	#53 (permalink)
Foxrac Need Stormtroopers? Join Date: Mar 2005 Location: Zaphias Posts: 32,544	There is serious question for you. Why GOP didn't pass any healthcare reform during Bush Admin at first place? The healthcare reform had been failed under DEM control, especially during FDR and Clinton, except for Medicare so time for GOP to bring healthcare reform during majority in 1990s and early to mid 2000's but they didn't. It means DEM won to pass the healthcare reform and it is your responsible to push lawmakers to consider healthcare reform that don't make wrong footprint for you. It should be done so earlier before medical cost goes up so fast. Now, some of you aren't happy with ACA aka Obamacare because you haven't do anything to be hard on lawmakers at earlier. I have no sorry for you whoever don't like ACA. __________________ In Moto We Trust

07-03-2012, 03:24 PM	#54 (permalink)
Sares Enjoy the quiet life Join Date: Dec 2011 Location: Cheyenne Wyoming Posts: 210	There is a liability here all right; it is called the United States Government. The new Socialist Republic of the North Americas would be a better name. This may get a little off the insurance subject but it not insurance here it is the forced use of your private money. They are making the US citizens pay for something that should be a choice and if you cannot afford it you pay a fine? Like you could afford the fine if you cannot afford insurance, what happens if you cannot pay the fine debtors prison next. Why should a handful of people decide what I have to buy? Especially when I supply theirs out of taxes. My question is what or how many insurance companies are sneaking money to the representatives to make this insane law. It is bad enough that they want to keep track of every penny you make and where you keep it NOW they are telling us how to spend it. When the day comes that you have someone knock on your door asking for your guns that should be the day you figured out freedom is over. Government was created to provide for the common defense of this land, that was it, nothing else and for it to survive and fund itself from import taxes not rape the people. My thoughts are, kick them all out get new people, lower their unreasonable wages and start over. I do not know if wanting a small government makes me democrat or a republican but starting over makes me a realist. Americans open your eyes and get your head out of the dirt. Large business should not run this country the people should and the representatives are not doing what is in the best interest of the people but what is the best was to increase their bank amount. airportcop likes this. __________________ I always enjoy a quiet evening at home.

Thread Tools
Show Printable Version Email this Page
Display Modes
Linear Mode Switch to Hybrid Mode Switch to Threaded Mode

Today
Deafness	Sponsored Links __________________ This advertising will not be shown in this way to registered members. Register your free account today and become a member on AllDeaf.com

07-03-2012, 03:35 PM	#55 (permalink)
rolling7 Banned Join Date: Apr 2010 Posts: 3,340	Here is a better serious question. Why are there 24 million uninsured children in America? That is what I'm reading in the papers and seeing on the news channels, however, I think that number is low. When a child is brought into the world, it has parents. And why would patents allow themself to bring a child into this world knowing fully well they (themself) are unable to insure this child? They (themself) probably are also unable to feed this child. Once all of us whom are citizens in America accept the fact that this problem with insurance is NOT the fault of POTUS (today's and in the pass), it is NOT the fault of CONGRESS and it is NOT the fault of insurance companies, we can all get together with a solution. That solution is for the parents of the child to be held fully responsible and accountable for the child. This is the one and only elution.