I want to advise you on payday loans. You should not do them. Although you do not see it, by making payday loans you are giving the loan provider an exorbitant amount of extra money. Let's see, shall we? Say I give you a payday loan of $200 for 2 weeks. I charge you 30 dollars as a fee. Do you usually earn $7,571 in 2 weeks? That's the same as working 433 hours each week at Ontario current minimum wage ($8.75 per hour as of March 31, 2008).