You're all good and this day and age, I didn't expect it. Each answer is correct. Jonnyghost, nope, any application that captures your data on the internet is cloud.
Whatdidyousay! You're right!!! It's confusing and it sounds lovely but behind all this stuff, it poses a danger.*
Cloud computing is another euphemism. Sounds great but it's pretty evil. It has been around for a couple of decades at the least, probably longer. Look at all your responses to see what it does. Here are the implications and another example of cloud.
Here's a fact:
I worked at publishing company. They have an online application that pretty much mirrors a Rolodex for a bunch of different companies. The sales guys out there may do cold calling or door to door. The sales guys enter company info into this online application and they paid a license for it to use it. The COMPANY who sold it nabs data from specifically-coded fields like: Company Value, CEO, CFO, address, and I don't remember anymore. My guess is for any salesperson who bought it would have seen the disclosure buried in the "I accept" and a bunch of legalize as to what the company will do to "your" data. This makes the company nabbing the data not have to go work to get this info.
One way too long example. Here's what's also likely to happen. Right now, we have firewalls, and maybe more security on our computers. When cloud is instituted to the point where you'll see cheap, new computers for sale! Yeah! Except I don't think it will have a harddrive. I'm not sure how the memory is set up in this situation. And, "our collective" data will be as most of you said - on someone's server. As a hacker (I'd never make a hacker, I don't understand it well enough), I'd prefer to hit one massive server(s) than go to an IP address that may or may not be protected. Jonny, I think that one goes to you (clouds on servers). That goes to the hacker - the obvious bad guy. When we no longer have harddrives and you're pushed (I'm not getting a tablet) into storing all personal data on the internet, I'll use snailmail. That will absolutely be my end.
It's just a caution of our future. BLEEDINGPURIST (and I) want to spread the real truth and you guys got it already. Dang. Any other quizzes out there? It was fun and great to know that you're on to it.