Anybody working on debt? - Page 2

**Jiro** · 09-29-2008, 01:32 PM

Quote:

Originally Posted by VamPyroX

Well, I have a bigger debt... might take me a few years to pay it off, unless I suddenly come upon a $50,000-a-year job, then I can pay it off sooner.

15 jobs that pay $50,000 -- and might be hiring

**shezzbeav** · 09-29-2008, 09:55 PM

Had a $3k debt with Telstra, which I'm still paying off. Should be done sometime next year.

Will have around $20K debt after I graduate from uni, however, I am planning to open a high-interest savings account early next year so I can put some money away in order to reduce the $20K debt with a lump sum payment, so that it can be paid off quicker, rather than having to pay it off for the next 10 years.

Deaf Mortgage · 09-30-2008, 01:36 PM

Quote:

Originally Posted by shezzbeav

Had a $3k debt with Telstra, which I'm still paying off. Should be done sometime next year.

Will have around $20K debt after I graduate from uni, however, I am planning to open a high-interest savings account early next year so I can put some money away in order to reduce the $20K debt with a lump sum payment, so that it can be paid off quicker, rather than having to pay it off for the next 10 years.

Its better to pay off your debts before you invest money. Those high interest banks will disappear soon. AIG was 4-5% saving interest and they are gone now. Soon others will lower their interest rates.

Always pay off your debts before you begin saving or anything. Its very difficult to do both and you will have budget buster.

IslandBreeze07 · 09-30-2008, 02:22 PM

Quote:

Originally Posted by Deaf Mortgage

Its better to pay off your debts before you invest money. Those high interest banks will disappear soon. AIG was 4-5% saving interest and they are gone now. Soon others will lower their interest rates.

Always pay off your debts before you begin saving or anything. Its very difficult to do both and you will have budget buster.

Now you know why I don't have much saved up. I'm always trying to pay off debt........

Some of that is business debt! No Hawaii for the whole family until all debt is paid off. Great incentive!!! Wooooo Hooo.

IslandBreeze07 · 09-30-2008, 02:24 PM

************,

Please keep it up with your "informicals", "tibits" and "helpful tips". I LOVE reading your posts. I always learn something or at least affirm what I know with what I read. Thank you, as always.

Deaf Mortgage · 09-30-2008, 04:24 PM

Quote:

Originally Posted by IslandBreeze07

************,

Please keep it up with your "informicals", "tibits" and "helpful tips". I LOVE reading your posts. I always learn something or at least affirm what I know with what I read. Thank you, as always.

Thanks for word of encourage. I will continue to throw in some tips as much as I can.

Perhaps you given me idea Mortgage Tibits, or Financial Tibits... there a catch with the wording. I will bring that up in Deaf Financial Education Center's board meeting.

IslandBreeze07 · 09-30-2008, 05:59 PM

Oh yeah

Financial Tibits
Mortgage Tibits
Personal Finance Tibits
Tibits of Fianance To Help You

Keep it up and keep us posted on how this goes down in your meeting!!
Yeaaaaaaaaaaaaa!!!

Deaf Mortgage · 09-30-2008, 06:24 PM

Quote:

Originally Posted by IslandBreeze07

Oh yeah

Financial Tibits
Mortgage Tidbits
Personal Finance Tibits
Tibits of Fianance To Help You

Keep it up and keep us posted on how this goes down in your meeting!!
Yeaaaaaaaaaaaaa!!!

I have to wait until Board meeting is established when all board are hired. We have few slot still open. None of Gallaudet Professor nominate have joined us yet. Know anybody?

From there, we will do a lot of those things. I am not investor, or financial planner. However, I can show you a lot of tips of how to save money and go around. I am sure DFEC will have team to develop more tips how to save money on utilities, gas, dining out, food shopping, clothing, the ultimate wants and needs etc...

Yet I still love your ideas of Tidbits. Its something for us to work on. Short term and long terms. I am still waiting for approval for Mortgage Blog that I am pending on. Once switch bank, I will seek for more approvals regard of compliance. Blah!

Sosie · 10-01-2008, 02:22 PM

Same with RichardDeaf. I have no debt, either. When I bought a townhouse 5 years ago, which I paid in full. So, again, I have no debt.
I feel so bad about my neighbor's friend who just lost everything what she has. Now, she's homeless and she is staying at my neighbor's place until she gets back her feet. It's scary.

Quote:

Originally Posted by RichardDeaf

I have no debt.. Just paid my last furniture payment last month.. I still use credit card for gas/food/general stuff but pay it in full each month.

Deaf Mortgage · 10-01-2008, 02:59 PM

Quote:

Originally Posted by Sosie

Same with RichardDeaf. I have no debt, either. When I bought a townhouse 5 years ago, which I paid in full. So, again, I have no debt.
I feel so bad about my neighbor's friend who just lost everything what she has. Now, she's homeless and she is staying at my neighbor's place until she gets back her feet. It's scary.

5 years and paid off? How?

Brian · 10-01-2008, 03:21 PM

The only debt I have left is a little less than 165.00 from the visit to the emergency room in 2007. I assumed it was paid for until I received that dirty letter from the collecter. I will pay it off once I received the bill from the hospital.

Sosie · 10-01-2008, 04:29 PM

Quote:

Originally Posted by Deaf Mortgage

5 years and paid off? How?

Well, I got some inheritance from my late father along with my hard-work money. I hope my answer helps.

Deaf Mortgage · 10-01-2008, 04:30 PM

Quote:

Originally Posted by Sosie

Well, I got some inheritance from my late father along with my hard-work money. I hope my answer helps.

Nice financial break. Only few will get that experience, majority will have to work hard to pay off their homes.

Consider yourself blessed.

Sosie · 10-01-2008, 04:47 PM

Quote:

Originally Posted by Deaf Mortgage

Nice financial break. Only few will get that experience, majority will have to work hard to pay off their homes.

Consider yourself blessed.

Yeah, it was a nice financial break.

, Deaf Mortgage!

mayuna · 11-25-2008, 07:36 AM

I know USA Economic is getting worse and worse, and I noticed many people were laid off from company.... I have a chance to meet many people through coffee shop where my husband is owning. Many customer tells him what happened recently.... I feel so hurt for them, and keep praying for them..
My best friend, Japanese moved to Philippine for job. If her husband refuse to go to Philippine,he had to be lay off, so he decided to move there with his whole family including 2 children. I really miss her since she wanted to learn ASL from me.

This is good website that explains you how to free debts!!

Deaf Home Business wordwide!! - Powered by CO.CC

web730 · 11-25-2008, 09:27 AM

It's never is good to be in any debt for anyone those days!

Great that some of you were doing good at it and hope for others to make it out.

Mine... Had three debts but one was paid off last year while a second one will be paid off by next month (just found out last night - pah!) then there is one more debt to pay off by next year or before likely.

Then hope there shall be no more debt pinning on me and you all no more!

Thanks for providing few links I will check out and look forward for more information and tips. Hope for several more members will involve and share more ideas in this personal finance forum in the near future.

mayuna · 11-25-2008, 03:04 PM

Hi, Web730!!

This is mayuna from Greensboro NC!! Hi, Again! Did you have a chance to check the web link ?

If you have any question, please email me at mayunakoki@gmail.com

I want to visit FL someday. I LOVE beach especially disney world. I went there twice, but haven't been there for over 5 years. I don't know when I can go, so I really miss FL!!!

**Foxrac** · 11-27-2008, 12:47 AM

Quote:

Originally Posted by Brian

The only debt I have left is a little less than 165.00 from the visit to the emergency room in 2007. I assumed it was paid for until I received that dirty letter from the collecter. I will pay it off once I received the bill from the hospital.

It seems like no fun to get letter from collector.

**sequoias** · 11-27-2008, 01:09 AM

Quote:

Originally Posted by Foxrac

It seems like no fun to get letter from collector.

Yea, I have gotten letter from collector a few times but of course I paid it off before they start putting me in collections.

**Foxrac** · 11-27-2008, 02:21 AM

Quote:

Originally Posted by sequoias

Yea, I have gotten letter from collector a few times but of course I paid it off before they start putting me in collections.

Yup, I got told from my friend, if any bills are put in collection and will ruin the credit history for 7 years.

I was like jeez and why America is really need credit history...

webexplorer · 11-28-2008, 05:46 PM

Recently, my hearing sister told me that she heard on the news that the elected-president Obama will announce that all home owners will get a three percent of house mortgage instead variety of percents from their bank.

**Oddball** · 11-29-2008, 12:20 PM

Quote:

Originally Posted by Foxrac

It seems like no fun to get letter from collector.

I finally got a letter from collection for one doctor bill. I never got the bill for two years (or so) until I got a letter from the collection agency, so I paid off $200 something dollars. Geez. I don't understand why they can't find me somewhere by checking my ssn. Stupid.

Mr.JayDeeM · 12-02-2008, 08:52 PM

I owe about $11,041.54 to the bank.

I cant wait to be debt free again.

**sequoias** · 12-02-2008, 10:00 PM

Quote:

Originally Posted by JayDeeMFoo!

I owe about $11,041.54 to the bank.

I cant wait to be debt free again.

I thought you're debt free?

I owe more than you do.

Mr.JayDeeM · 12-02-2008, 10:26 PM

nope. that the only debt I have.

**Liebling:-)))** · 12-02-2008, 11:05 PM

Quote:

Originally Posted by Jacob
not until you win a lottery.

Yes it would be cool to be mortgage free if I win the lottery instead of pay for 10 more years then house mortgage free...

This is *wish*

Quote:

Originally Posted by DVDFreaker

Ahh, the lottery, I haven't played it in years, it's a waste of money

Yeah, I agree that it´s waste of money that´s why I don´t bother to play the lottery... I prefer to pay house mortgage for 10 more years then mortgage free than spend waste money on lottery...

**Liebling:-)))** · 12-02-2008, 11:09 PM

I´m sorry to hear about debt issues here and would agree that it´s sucker...

I don´t have any debt but all what I get loan from the bank is built my house, then I pay monthly mortgage to my bank that´s all...

Secretblend · 12-02-2008, 11:18 PM

Quote:

Originally Posted by Liebling:-)))

I´m sorry to hear about debt issues here and would agree that it´s sucker...

I don´t have any debt but all what I get loan from the bank is built my house, then I pay monthly mortgage to my bank that´s all...

If that is all you have, then I would say you are in great shape! I'm working on getting rid of mine but life always gets in the way.

**sequoias** · 12-02-2008, 11:20 PM

Quote:

Originally Posted by Liebling:-)))

I´m sorry to hear about debt issues here and would agree that it´s sucker...

I don´t have any debt but all what I get loan from the bank is built my house, then I pay monthly mortgage to my bank that´s all...

Mortgage is part of your debt you pay. If you don't have any debt, that means no house loan, car loan, credit card debts, etc. You got a house to pay, which is your debt.

**Liebling:-)))** · 12-02-2008, 11:28 PM

Quote:

Originally Posted by sequoias

Mortgage is part of your debt you pay. If you don't have any debt, that means no house loan, car loan, credit card debts, etc. You got a house to pay, which is your debt.

Yes, if I said I have NO debts which mean is no debt... but I only said that I don´t have ANY debts than just house mortgage which mean is one debt is house mortgage.

09-30-2008, 02:24 PM	#35 (permalink)
IslandBreeze07 Registered User Join Date: Apr 2008 Location: Sunshine State Posts: 450	**********, Please keep it up with your "informicals", "tibits" and "helpful tips". I LOVE reading your posts. I always learn something or at least affirm what I know with what I read. Thank you, as always. __________________ http://www.iboplus.com/KGraber http://www.mybenefitsplus.com/KGraber Life is like a farm. You have to get up early and do the chores**

09-30-2008, 05:59 PM	#37 (permalink)
IslandBreeze07 Registered User Join Date: Apr 2008 Location: Sunshine State Posts: 450	Oh yeah Financial Tibits Mortgage Tibits Personal Finance Tibits Tibits of Fianance To Help You Keep it up and keep us posted on how this goes down in your meeting!! Yeaaaaaaaaaaaaa!!! __________________ http://www.iboplus.com/KGraber http://www.mybenefitsplus.com/KGraber Life is like a farm. You have to get up early and do the chores

11-25-2008, 07:36 AM	#45 (permalink)
mayuna Registered User Join Date: Jan 2008 Location: NC Posts: 46	ASL video I know USA Economic is getting worse and worse, and I noticed many people were laid off from company.... I have a chance to meet many people through coffee shop where my husband is owning. Many customer tells him what happened recently.... I feel so hurt for them, and keep praying for them.. My best friend, Japanese moved to Philippine for job. If her husband refuse to go to Philippine,he had to be lay off, so he decided to move there with his whole family including 2 children. I really miss her since she wanted to learn ASL from me. This is good website that explains you how to free debts!! Deaf Home Business wordwide!! - Powered by CO.CC

11-25-2008, 09:27 AM	#46 (permalink)
web730 Registered User Join Date: Jan 2006 Location: Florida Posts: 2,271	It's never is good to be in any debt for anyone those days! Great that some of you were doing good at it and hope for others to make it out. Mine... Had three debts but one was paid off last year while a second one will be paid off by next month (just found out last night - pah!) then there is one more debt to pay off by next year or before likely. Then hope there shall be no more debt pinning on me and you all no more! Thanks for providing few links I will check out and look forward for more information and tips. Hope for several more members will involve and share more ideas in this personal finance forum in the near future. __________________

12-02-2008, 08:52 PM	#53 (permalink)
Mr.JayDeeM Registered User Join Date: Oct 2008 Location: Roanoke, Va Posts: 359	I owe about $11,041.54 to the bank. I cant wait to be debt free again. __________________ "Gotta beat the shit out of everything to keep it lubricated"

Today
Deafness	Sponsored Links __________________ This advertising will not be shown in this way to registered members. Register your free account today and become a member on AllDeaf.com

09-29-2008, 09:55 PM	#32 (permalink)
shezzbeav ...just a bloody beaver Join Date: Mar 2003 Location: Sydney, Australia Posts: 1,236	Had a $3k debt with Telstra, which I'm still paying off. Should be done sometime next year. Will have around $20K debt after I graduate from uni, however, I am planning to open a high-interest savings account early next year so I can put some money away in order to reduce the $20K debt with a lump sum payment, so that it can be paid off quicker, rather than having to pay it off for the next 10 years.

10-01-2008, 03:21 PM	#41 (permalink)
Brian Registered User Join Date: Mar 2003 Posts: 4,750	The only debt I have left is a little less than 165.00 from the visit to the emergency room in 2007. I assumed it was paid for until I received that dirty letter from the collecter. I will pay it off once I received the bill from the hospital.

11-25-2008, 03:04 PM	#47 (permalink)
mayuna Registered User Join Date: Jan 2008 Location: NC Posts: 46	Hi, Web730!! This is mayuna from Greensboro NC!! Hi, Again! Did you have a chance to check the web link ? If you have any question, please email me at mayunakoki@gmail.com I want to visit FL someday. I LOVE beach especially disney world. I went there twice, but haven't been there for over 5 years. I don't know when I can go, so I really miss FL!!!

11-28-2008, 05:46 PM	#51 (permalink)
webexplorer Registered User Join Date: Jun 2003 Location: New England Posts: 5,476	Recently, my hearing sister told me that she heard on the news that the elected-president Obama will announce that all home owners will get a three percent of house mortgage instead variety of percents from their bank.

12-02-2008, 10:26 PM	#55 (permalink)
Mr.JayDeeM Registered User Join Date: Oct 2008 Location: Roanoke, Va Posts: 359	nope. that the only debt I have. __________________ "Gotta beat the shit out of everything to keep it lubricated"

12-02-2008, 11:09 PM	#57 (permalink)
Liebling:-))) Sussi 7.7.86 - 18.6.09 Join Date: Jan 2004 Location: Germany Posts: 31,038	I´m sorry to hear about debt issues here and would agree that it´s sucker... I don´t have any debt but all what I get loan from the bank is built my house, then I pay monthly mortgage to my bank that´s all... __________________

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