Home Foreclosure Leads To Suicide

**Kalista** · 08-12-2008, 08:54 AM

That is such tragic !

How dare those people foreclosure their homes even they have been work very hard to pay the mortgage ? It made me so mad !

wbztv.com - Home Foreclosure Leads To Suicide In Taunton

LakeTahoe · 08-12-2008, 09:17 AM

Jeez!

My best friend told me whenever people got foreclosure notice, what they do?

Take everything off such as counter tops (kitchen, bathroom etc), cabinets carpet, hardwood floors, etc and there will not be any value in the house. I found out from her last year.

**Liebling:-)))** · 08-12-2008, 09:21 AM

Oh my dear... It's very, very, very sad to read that article... It hurts...

Why do she keep it quiet for long months instead of do something to get solution quickly?

***~SG~*** · 08-12-2008, 09:29 AM

Oh dear, this is very sad to read this article.

**Foxrac** · 08-12-2008, 12:16 PM

Oh, that's very sad for them, economic is sucks right now and real estate/mortgage is still in crisis too.

**Reba** · 08-12-2008, 01:43 PM

Seems suspicious to me. Are they sure the husband didn't shoot her for the insurance? How do we know he's telling the truth?

Tousi · 08-12-2008, 02:07 PM

Quote:

Originally Posted by Reba

Seems suspicious to me. Are they sure the husband didn't shoot her for the insurance? How do we know he's telling the truth?

Right, Reba and it wouldn't be the first time that has happened (him shooting her) by a long shot. Lol....

Deaf Mortgage · 08-12-2008, 02:36 PM

Every time I hear something like this, it make me sad. I work in Mortgage Industrial with every walk of life. From time to time, I find people uneducated about foreclosure and short sales. I spend more time educating about foreclosure and short sale process than doing mortgage loans closing.

There is a uprising non-profit organization called Deaf Financial Education Center (Aka. DFEC). Their website is still under construction and in process searching for board member to join. Once they complete board, they will begin hiring employee to focus on task of education financial in deaf community.

Soon, I will be working closely with DFEC and hope it will turn around for best in deaf community. See more family save their home. See more family get out of debt. See more family able to afford a home they desires.

I just hope that turn out would be positive result from DFEC.

Their website can be found at www dfec org Deaf Financial Education Center

Terpreter · 08-12-2008, 04:23 PM

They foreclosed because they did not pay their bills. After almost 2 years of living in a house for free, I think that it shouldn't come as a shock.
Secondly, too bad life insurance doesn't cover suicide.

**Phillips** · 08-12-2008, 04:28 PM

So Sad!! 2 to 3 years I will selling my big house *Country to smaller house at near City

cuz mostly I am worry about Oil price

Also I am single mom with huge house now .. Ouch! LOL

**Phillips** · 08-12-2008, 04:32 PM

Quote:

Originally Posted by Terpreter

They foreclosed because they did not pay their bills. After almost 2 years of living in a house for free, I think that it shouldn't come as a shock.
Secondly, too bad life insurance doesn't cover suicide.

Agreeing with you .. Since I was 27 years old and first owner home I am stuck payments mortgage for 13 years

**Bottesini** · 08-12-2008, 04:42 PM

Quote:

Originally Posted by Terpreter

They foreclosed because they did not pay their bills. After almost 2 years of living in a house for free, I think that it shouldn't come as a shock.
Secondly, too bad life insurance doesn't cover suicide.

What About Suicide...Can Life Insurance Still be Collected?

A link to show life insurance does cover suicide. Just not in the first two years.

Tousi · 08-12-2008, 04:53 PM

Quote:

Originally Posted by Terpreter

They foreclosed because they did not pay their bills. After almost 2 years of living in a house for free, I think that it shouldn't come as a shock.
Secondly, too bad life insurance doesn't cover suicide.

Not that I condone suicide but insurance companies (last I heard) DO pay if the insurer has been in good standing for at least 2 years.

Byrdie714 · 08-12-2008, 06:06 PM

Question is: if the individual commits suicide, will they get beyond the pearly gates?

Hwy99 · 08-12-2008, 06:20 PM

Ohh sure!

Tonight I will go to my parent's house, killing my parents and take their three houses, their business, their vechiles, their trailer, everything! It is the best idea I ever had.

Ohhh pls!

And yea, it's sad..

SnAzZyStyLe2002 · 08-13-2008, 02:47 AM

Hmm - to Deaf Mortgage, a question.

Um, a mortgage is a loan, right? How much, exactly, does land and property cost per acre?

How long until the mortgage is paid off? Does the monthly house payments make up the total of the house price itself? I remember my mom telling me something abt interest.

Let's use an example of a house costing 100,000 dollars. Use that example to answer my questions. Then tell me the grand total of, well everything lol - house, land/property, and mortgage loans, plus interest and then divide that to per-month payments.

If you can take the time to explain clearly for me to fully get it, I'd appreciate it.

**Jiro** · 08-13-2008, 03:05 AM

Quote:

Originally Posted by SnAzZyStyLe2002

Hmm - to Deaf Mortgage, a question.

Um, a mortgage is a loan, right? How much, exactly, does land and property cost per acre?

I'll butt in and answer some of your questions. Yes mortgage is a loan for home. Cost of land/property/per acre varies, depending on where you live.

Quote:

Originally Posted by SnAzZyStyLe2002

How long until the mortgage is paid off? Does the monthly house payments make up the total of the house price itself? I remember my mom telling me something abt interest.

It depends on the contract you signed with the loaner. It's usually over 10+ years. It's not surprising to pay mortgage for more than 20 years. However - the longer you pay, the more interest you're paying.

Quote:

Originally Posted by SnAzZyStyLe2002

Let's use an example of a house costing 100,000 dollars. Use that example to answer my questions. Then tell me the grand total of, well everything lol - house, land/property, and mortgage loans, plus interest and then divide that to per-month payments.

If you can take the time to explain clearly for me to fully get it, I'd appreciate it.

well it depends on interest rate, your credit history, # of payments, and terms of agreement with your loaner. There are bunch of terms like fixed rate, varied, etc. Deaf Mortgage will explain this better.

Grummer · 08-13-2008, 04:05 AM

there will be that in near future

**Kalista** · 08-13-2008, 08:26 AM

Quote:

Originally Posted by LakeTahoe

Jeez!

My best friend told me whenever people got foreclosure notice, what they do?

Take everything off such as counter tops (kitchen, bathroom etc), cabinets carpet, hardwood floors, etc and there will not be any value in the house. I found out from her last year.

Oh wow, I can understand how much your friend is very angry and frustrate with the bank. Most bank apparently do not care what other people work very hard to pay the bills on time for many years then got lay off job or become serious sick as disability. They cant afford to pay the mortgage, food, oil heat, etc... It is very scared for anyone, it can happen to anyone.

**Kalista** · 08-13-2008, 08:29 AM

Quote:

Originally Posted by Deaf Mortgage

Every time I hear something like this, it make me sad. I work in Mortgage Industrial with every walk of life. From time to time, I find people uneducated about foreclosure and short sales. I spend more time educating about foreclosure and short sale process than doing mortgage loans closing.

There is a uprising non-profit organization called Deaf Financial Education Center (Aka. DFEC). Their website is still under construction and in process searching for board member to join. Once they complete board, they will begin hiring employee to focus on task of education financial in deaf community.

Soon, I will be working closely with DFEC and hope it will turn around for best in deaf community. See more family save their home. See more family get out of debt. See more family able to afford a home they desires.

I just hope that turn out would be positive result from DFEC.

Their website can be found at www dfec org Deaf Financial Education Center

That is so WONDERFUL to educate to the Deaf Community. Itself finance is very complicated for us to understand. When I purchase my condo, I learned so much how can I manage with my finance even my car broke down. I had to using the credit card as emergency then I have to pay another bill on the credit card. Something happen in the house like toilet broke or leak on the ceiling in the bathroom, had going through condo fee or insurance coverage, etc...

It is very frustrated to keep the finance stable.

**Kalista** · 08-13-2008, 08:31 AM

Quote:

Originally Posted by Phillips

So Sad!! 2 to 3 years I will selling my big house *Country to smaller house at near City

cuz mostly I am worry about Oil price

Also I am single mom with huge house now .. Ouch! LOL

The market is very bad right now. I would wait few more years later then the market becomes better then I may sell my condo because I can't continue to work two jobs to pay the mortgage, condo fee, tax and insurance.

I really want to enjoy my life. Life is such short !

**Reba** · 08-13-2008, 08:40 AM

Has the forensic investigation proven that the woman shot herself? It's hard to shoot oneself with a long gun. Not impossible, but difficult. Do the husband and son have solide alibis? How do they know that the situation wasn't the opposite? Perhaps it was the husband who kept the mortgage default secret from his wife, then she found out and confronted him. Then, he shot her. After all, none of her friends or family report the woman discussing the problem with them. Also, she had scheduled repairs for the house. Why would she do that if she knew they were losing the house?

I'm curious to see a follow up report on this.

LakeTahoe · 08-13-2008, 08:46 AM

Good Point Reba....

Quote:

Originally Posted by Reba

Has the forensic investigation proven that the woman shot herself? It's hard to shoot oneself with a long gun. Not impossible, but difficult. Do the husband and son have solide alibis? How do they know that the situation wasn't the opposite? Perhaps it was the husband who kept the mortgage default secret from his wife, then she found out and confronted him. Then, he shot her. After all, none of her friends or family report the woman discussing the problem with them. Also, she had scheduled repairs for the house. Why would she do that if she knew they were losing the house?

I'm curious to see a follow up report on this.

**Liebling:-)))** · 08-13-2008, 08:47 AM

Quote:

Originally Posted by Reba

Has the forensic investigation proven that the woman shot herself? It's hard to shoot oneself with a long gun. Not impossible, but difficult. Do the husband and son have solide alibis? How do they know that the situation wasn't the opposite? Perhaps it was the husband who kept the mortgage default secret from his wife, then she found out and confronted him. Then, he shot her. After all, none of her friends or family report the woman discussing the problem with them. Also, she had scheduled repairs for the house. Why would she do that if she knew they were losing the house?

I'm curious to see a follow up report on this.

Does life insurance cover suicide?

LakeTahoe · 08-13-2008, 08:48 AM

It is not my friend...general people.

Yea...some have kids, and needed money to feed the kids and clothes too.

We put house on 1st on the bill to be paid every month. Then electric/gas then everything go last.

Quote:

Originally Posted by Kalista

Oh wow, I can understand how much your friend is very angry and frustrate with the bank. Most bank apparently do not care what other people work very hard to pay the bills on time for many years then got lay off job or become serious sick as disability. They cant afford to pay the mortgage, food, oil heat, etc... It is very scared for anyone, it can happen to anyone.

**Reba** · 08-13-2008, 08:52 AM

Quote:

Originally Posted by Liebling:-)))

Does life insurance cover suicide?

Not usually.

Good point.

**Kalista** · 08-13-2008, 08:52 AM

Quote:

Originally Posted by Reba

Has the forensic investigation proven that the woman shot herself? It's hard to shoot oneself with a long gun. Not impossible, but difficult. I'm curious to see a follow up report on this.

We really need to hire hime, Matlock Attorney to do investigate.

LakeTahoe · 08-13-2008, 08:54 AM

IN America, no. I believe not. Only by accident, died to some reason, etc..not by suicide.

Quote:

Originally Posted by Liebling:-)))

Does life insurance cover suicide?

**Kalista** · 08-13-2008, 08:54 AM

Quote:

Originally Posted by LakeTahoe

It is not my friend...general people.

Yea...some have kids, and needed money to feed the kids and clothes too.

We put house on 1st on the bill to be paid every month. Then electric/gas then everything go last.

Yes, absolutely the mortgage is the top IMPORTANT bill than anything else !

**Liebling:-)))** · 08-13-2008, 09:06 AM

Quote:

Originally Posted by LakeTahoe

IN America, no. I believe not. Only by accident, died to some reason, etc..not by suicide.

It's an exactly point why I questioned about.

Here in Germany - No... only accidents, illness, etc.

08-12-2008, 08:54 AM	#1 (permalink)
Kalista Premium Member Join Date: May 2003 Posts: 8,112	Home Foreclosure Leads To Suicide That is such tragic ! How dare those people foreclosure their homes even they have been work very hard to pay the mortgage ? It made me so mad ! wbztv.com - Home Foreclosure Leads To Suicide In Taunton

08-12-2008, 09:17 AM	#2 (permalink)
LakeTahoe Registered User Join Date: Mar 2004 Location: Lost somewhere in the outer space!! Help me to find my way back home to earth!! Posts: 14,205	Jeez! My best friend told me whenever people got foreclosure notice, what they do? Take everything off such as counter tops (kitchen, bathroom etc), cabinets carpet, hardwood floors, etc and there will not be any value in the house. I found out from her last year. __________________

08-12-2008, 09:21 AM	#3 (permalink)
Liebling:-))) Sussi 7.7.86 - 18.6.09 Join Date: Jan 2004 Location: Germany Posts: 31,038	Oh my dear... It's very, very, very sad to read that article... It hurts... Why do she keep it quiet for long months instead of do something to get solution quickly? __________________

08-12-2008, 09:29 AM	#4 (permalink)
*~SG~* Super Moderator Join Date: Jul 2003 Location: Western Australia Posts: 6,851	Oh dear, this is very sad to read this article. __________________

08-12-2008, 12:16 PM	#5 (permalink)
Foxrac Need Stormtroopers? Join Date: Mar 2005 Location: Zaphias Posts: 32,594	Oh, that's very sad for them, economic is sucks right now and real estate/mortgage is still in crisis too. __________________ In Moto We Trust

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08-12-2008, 01:43 PM	#6 (permalink)
Reba Granny Terp Join Date: Jun 2004 Location: South Carolina Posts: 39,180	Seems suspicious to me. Are they sure the husband didn't shoot her for the insurance? How do we know he's telling the truth?

08-12-2008, 02:36 PM	#8 (permalink)
Deaf Mortgage Registered User Join Date: Jun 2007 Location: Loon State Posts: 909 Blog Entries: 3	Every time I hear something like this, it make me sad. I work in Mortgage Industrial with every walk of life. From time to time, I find people uneducated about foreclosure and short sales. I spend more time educating about foreclosure and short sale process than doing mortgage loans closing. There is a uprising non-profit organization called Deaf Financial Education Center (Aka. DFEC). Their website is still under construction and in process searching for board member to join. Once they complete board, they will begin hiring employee to focus on task of education financial in deaf community. Soon, I will be working closely with DFEC and hope it will turn around for best in deaf community. See more family save their home. See more family get out of debt. See more family able to afford a home they desires. I just hope that turn out would be positive result from DFEC. Their website can be found at www dfec org Deaf Financial Education Center

08-12-2008, 04:23 PM	#9 (permalink)
Terpreter Registered User Join Date: Oct 2007 Posts: 16	They foreclosed because they did not pay their bills. After almost 2 years of living in a house for free, I think that it shouldn't come as a shock. Secondly, too bad life insurance doesn't cover suicide.

08-12-2008, 04:28 PM	#10 (permalink)
Phillips Lets ride horses! Join Date: Aug 2006 Location: Spaceship Posts: 11,170	So Sad!! 2 to 3 years I will selling my big house Country to smaller house at near City cuz mostly I am worry about Oil price Also I am single mom with huge house now .. Ouch! LOL __________________ My journal! http://poochie21.blogspot.com/ Enjoy life today, Yesterday has past and Tomorrow may never come.*

08-12-2008, 06:06 PM	#14 (permalink)
Byrdie714 Banned Join Date: Feb 2005 Posts: 8,941	Question is: if the individual commits suicide, will they get beyond the pearly gates?

08-12-2008, 06:20 PM	#15 (permalink)
Hwy99 Registered User Join Date: Mar 2007 Location: A town in middle of the rolling hills Posts: 6,141	Ohh sure! Tonight I will go to my parent's house, killing my parents and take their three houses, their business, their vechiles, their trailer, everything! It is the best idea I ever had. Ohhh pls! And yea, it's sad..

08-13-2008, 02:47 AM	#16 (permalink)
SnAzZyStyLe2002 Registered User Join Date: Oct 2005 Posts: 510	Hmm - to Deaf Mortgage, a question. Um, a mortgage is a loan, right? How much, exactly, does land and property cost per acre? How long until the mortgage is paid off? Does the monthly house payments make up the total of the house price itself? I remember my mom telling me something abt interest. Let's use an example of a house costing 100,000 dollars. Use that example to answer my questions. Then tell me the grand total of, well everything lol - house, land/property, and mortgage loans, plus interest and then divide that to per-month payments. If you can take the time to explain clearly for me to fully get it, I'd appreciate it. __________________ ~Dr. Emperor

08-13-2008, 04:05 AM	#18 (permalink)
Grummer Registered User Join Date: Jun 2006 Location: In the Batcave Posts: 9,534	there will be that in near future __________________ "Problems cannot be solved at the same level of awareness that created them." Albert Einstein

08-13-2008, 08:40 AM	#22 (permalink)
Reba Granny Terp Join Date: Jun 2004 Location: South Carolina Posts: 39,180	Has the forensic investigation proven that the woman shot herself? It's hard to shoot oneself with a long gun. Not impossible, but difficult. Do the husband and son have solide alibis? How do they know that the situation wasn't the opposite? Perhaps it was the husband who kept the mortgage default secret from his wife, then she found out and confronted him. Then, he shot her. After all, none of her friends or family report the woman discussing the problem with them. Also, she had scheduled repairs for the house. Why would she do that if she knew they were losing the house? I'm curious to see a follow up report on this.

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