Hi Jake,
Life's been a bit fun, what with the film festival and all. Life will go back to normal after this weekend. No news on job yet, although my reference told me that she was called yesterday by ATO regarding my work ethics and charcter. Maybe next week or so.
You sounded a bit down. Hope you're doing better by now, though. Life's ok for you?
Thought this website will be useful for you.
http://www.statecustodians.com.au/
I had a look and used their repayment calculator, it's neat.
Thought you could, when the timing's right, buy a property and rent it out, and pay the mortgage with rent money as well with some of your income. Pays off more quickly, I would think.
Hope you'll have a great 21st, mate.
Come down to Melbourne someday soon, and we'll have dinner.
T'care