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Old 07-07-2009, 09:19 AM   #1 (permalink)
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Talking should i apply for SSI ??

i quitted my job as stocker at walmart fot 14 1/2 yrs. my husband had transfered his job up north in michgan. he want to be close to his family and he's going to retire next year. it's small town, he drove 1 hr to work 4 days a week. there is walmart and that is only 40 min away. the winter is bad and we only have one 4-wheel drive jeep. there is no job available to apply due to my hearnig impaired. all is food places, vedio and other required phone service. it's really suck. i am not upset about the move. just that we lived in country now and it's different than in city we lived in. so i thought, should i apply for SSI ? my husband is normal hearing.

i should apply for unemployment ? even thru i haven't been working for 5 mths due to moving up north. we used our own trailer to move stuffs, every 2 weeks. my friend told me i have to work for 2 mths up here, and then quit. well, where can i get job if there no job opening ?

thank for your help .
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Old 07-07-2009, 10:07 AM   #2 (permalink)
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I think because of your hearing problem u should apply for SSI but becareful because they will look at your husbands income too.
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Old 07-07-2009, 10:12 AM   #3 (permalink)
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You probably can't get it if your husband is working. His income counts too.
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Old 07-07-2009, 10:15 AM   #4 (permalink)
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unless you have been working that did pay SS taxes to see if your quarter is enough to be insured then you may apply for SSDI, not SSI. However, disability determine service will decide based on your hearing level to see if you are deaf enough to be eligible for SS disability aka SSDI. It won't hurt for you to go to your local SS office and ask lots of quesitons, and be sure to let them know that you are married and your husband has a job. So they would know more about your history and your work history too. good luck .
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Old 07-07-2009, 10:23 AM   #5 (permalink)
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that will probably be suck about my husband's job. he worked at the prison as a teacher for 24 yrs. hmmm, that really suck if i can't apply.
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Old 07-07-2009, 10:39 AM   #6 (permalink)
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that will probably be suck about my husband's job. he worked at the prison as a teacher for 24 yrs. hmmm, that really suck if i can't apply.
if you work for 14 yrs at walmart. More likely, you did pay SS taxes. I suggest you to go to your local SSA and ask them to see if your quarters is enough to be eligible for SS disability (aka SSDI) NOT Social security incomes aka SSI.
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Old 07-07-2009, 10:42 AM   #7 (permalink)
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also another thing is that i do have cataracts in both of my eyes and my eye doctor said he can't do anything about it till 2-3 yrs or if it's get bad. also i have tumor in my brain stem. i still go for mri once a year on wait and watch.
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Old 07-07-2009, 10:45 AM   #8 (permalink)
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thank frisky ! i give it a try. also you seem to like cats. i have 2 in cabin and 4 outside. there is another stray cat that came along outside so that make it's 5.
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Old 07-07-2009, 10:59 AM   #9 (permalink)
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I strongly suggest you to see your local SSA real soon like today. The SSDI claim takes 60 days to process it to make a final decision. However, SSDI has a 5 months waiting period after the effective date of your disability and last day of working which means it won't pay you during the waiting period. For example, you stopped working on jan 2009 then it will pays you in july 2009. That's why i encourage you to see your local SSA real SOON.

Yep, I love cats very much. I wish i could feed stray cats or take care of homeless stray cats but we have two kids to focus on, once they get older. We probably adopt more cats. hehe we have three cats already.
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Old 07-07-2009, 11:10 AM   #10 (permalink)
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14 years working at wally world, your pretty much in luck for SSDI, but the process is not 60 days, it is 6 months, and FYI no longer will back pay for the first 6 month, they stop doing it few years ago.

About SSI, you are overqualified and do not bother with SSI because your hubby is working. SSDI will have no effect with your husband work because it is your own disability insurance not husband so they kept it separate.
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Old 07-07-2009, 11:44 AM   #11 (permalink)
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14 years working at wally world, your pretty much in luck for SSDI, but the process is not 60 days, it is 6 months, and FYI no longer will back pay for the first 6 month, they stop doing it few years ago.

About SSI, you are overqualified and do not bother with SSI because your hubby is working. SSDI will have no effect with your husband work because it is your own disability insurance not husband so they kept it separate.
Let me clarify this, they are suppose to make a final decision in 60 days, normally they have lots of cases which takes more than 60 days which is true. However, they will pay you after 5 months of waiting period which is 6th of month. therefore you wouldn't get a 5 checks during the waiting period.
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Old 07-07-2009, 11:51 AM   #12 (permalink)
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Understood, what I mean is that the process itself from the first day of application to the first check takes 6 months. The final decision within 60 isn't really final decision, they can change their mind anytime between 1st day of application until first SSDi check.

Their system is pretty much corrupted as far as I know.

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Originally Posted by Frisky Feline View Post
Let me clarify this, they are suppose to make a final decision in 60 days, normally they have lots of cases which takes more than 60 days which is true. However, they will pay you after 5 months of waiting period which is 6th of month. therefore you wouldn't get a 5 checks during the waiting period.
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Old 07-07-2009, 11:55 AM   #13 (permalink)
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Understood, what I mean is that the process itself from the first day of application to the first check takes 6 months. The final decision within 60 isn't really final decision, they can change their mind anytime between 1st day of application until first SSDi check.

Their system is pretty much corrupted as far as I know.

That's correct.
It's not easy for those disability determine service people to keep on tracking of claimants' cases to make decisions based on their disabilily.
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Old 07-07-2009, 12:03 PM   #14 (permalink)
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A word of advise... ask for ASL interpreter, failure to ask for one increase the likelihood of having decision to award SSDI denied.

Reason behind this if they see that you can talk with them without terp, it would show them that you are not really disabled and reject your application. Have I seen that happened? You can bet on it.

Please note, this advise applies only if you apply because you are Deaf. For other disability like blind, loss of limbs, etc. forget that advise.
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Last edited by diehardbiker; 07-07-2009 at 12:34 PM.
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Old 07-07-2009, 12:16 PM   #15 (permalink)
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thank for information. and yeah i used my husband for interpreter. there no way i can understand other people talked. husband said she didn't hear you and that he had to tell me what they said. i have my husband look into this. thank a bunch! MEOW.
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Old 07-07-2009, 01:28 PM   #16 (permalink)
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I don't understand why you didn't get promote to a better position if you worked walmart for 14 and 1/2 years as a stocker.
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Old 07-07-2009, 07:10 PM   #17 (permalink)
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because walmart SUCK !! they kept me there cuz i am good at it. i tried getting out of the freezer for 2 yrs and they kept saying oh...we trying to find a position for you. so when i quitted, they were shock. not because i want to but i have to moved.
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Old 07-07-2009, 10:39 PM   #18 (permalink)
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If you have SSDI or SSI, you cannot have Medicare (or Medicaid) for 2 years? true or false? And since deaf is a disability legally under the SSA definition, what is the disability effective date?
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