Hi all,

deafcone · 09-04-2007, 03:26 PM

Deafcone here. Forst time on this forum. I am in the process of qualifying for a Cochlear Implant. I need help trying to find out sources to help pay for part of it. My insurance (Medica) only pays 80% and my 20% would come to about 20k dollars. Has anyone found supplimental insurance or other sources to help pay for their?

thanks for any info
Deafcone

Gemma · 09-04-2007, 04:04 PM

Quote:

Originally Posted by deafcone

Deafcone here. Forst time on this forum. I am in the process of qualifying for a Cochlear Implant. I need help trying to find out sources to help pay for part of it. My insurance (Medica) only pays 80% and my 20% would come to about 20k dollars. Has anyone found supplimental insurance or other sources to help pay for their?

thanks for any info
Deafcone

Vocational Rehabilition? I know many who used VR to pay the 20 percent.

DeafSCUBA98 · 09-04-2007, 04:58 PM

first of all, welcome to AD enjoy ur stay

i had the excatlly same problem as what u had.. my employer's insurance only will cover 80% and i pay 20%.. however i struggle and struggle finding sources to help cover the 20% of my bill for the CI surgery. and find none.. and finally they offered me an form to fill out for income based (a special discount for peple who can't afford high care cost).. and i only had to pay $3,000 out of pocket i feel relieved that don't have to pay $20k.

i believe you can try that too.. if its an university

deafcone · 09-04-2007, 05:25 PM

Quote:

Originally Posted by DeafSCUBA98

first of all, welcome to AD enjoy ur stay

i had the excatlly same problem as what u had.. my employer's insurance only will cover 80% and i pay 20%.. however i struggle and struggle finding sources to help cover the 20% of my bill for the CI surgery. and find none.. and finally they offered me an form to fill out for income based (a special discount for peple who can't afford high care cost).. and i only had to pay $3,000 out of pocket i feel relieved that don't have to pay $20k.

i believe you can try that too.. if its an university

I make too much money. Problem is I may be declaring bankruptcy as I can't afford bills I have. Real estate investment is coming back to haunt me. can't get rid of it due to market slump and can't afford to keep it.
I will try VR but will probably be turned down.

DC

Gemma · 09-04-2007, 05:28 PM

Quote:

Originally Posted by deafcone

I will try VR but will probably be turned down.

DC

Due to what?

TweetyBird · 09-04-2007, 06:26 PM

here and enjoy AD!

deafcone · 09-04-2007, 09:01 PM

Quote:

Originally Posted by Gemma

Due to what?

Due to making $14 an hour at my job. And I looked up the VR website for the state I live in (Minnesota) and they basically help people with disabilities find jobs. Unless I'm mistaking what they do. I am looking into a couple supplemental insurance options. I;m going forward with the qualification procedures regardless.

DC

Sunshinelady · 09-12-2007, 12:51 AM

Herzlich Willkommen in AD!

sequoias · 09-15-2007, 05:05 AM

to Alldeaf!

ChelEler · 09-19-2007, 03:45 PM

and enjoy your stay. Good luck with your CI cost situation

09-04-2007, 03:26 PM	#1 (permalink)
deafcone Registered User Join Date: Sep 2007 Posts: 6	Hi all, Deafcone here. Forst time on this forum. I am in the process of qualifying for a Cochlear Implant. I need help trying to find out sources to help pay for part of it. My insurance (Medica) only pays 80% and my 20% would come to about 20k dollars. Has anyone found supplimental insurance or other sources to help pay for their? thanks for any info Deafcone

09-04-2007, 04:58 PM	#3 (permalink)
DeafSCUBA98 my cute fish of the year! Join Date: Jun 2003 Location: land of 10,000 lakes and living by one of them Posts: 4,627	first of all, welcome to AD enjoy ur stay i had the excatlly same problem as what u had.. my employer's insurance only will cover 80% and i pay 20%.. however i struggle and struggle finding sources to help cover the 20% of my bill for the CI surgery. and find none.. and finally they offered me an form to fill out for income based (a special discount for peple who can't afford high care cost).. and i only had to pay $3,000 out of pocket i feel relieved that don't have to pay $20k. i believe you can try that too.. if its an university __________________ Nucleus Freedom 04/18/05 activiated 05/16/05

09-12-2007, 12:51 AM	#8 (permalink)
Sunshinelady I am in area SF Join Date: Sep 2006 Location: California Posts: 1,503	Herzlich Willkommen in AD! __________________ The laughter is the best medicine.

09-15-2007, 05:05 AM	#9 (permalink)
sequoias Swifty the Rat Join Date: Jun 2004 Location: The Evergreen State Posts: 10,971	to Alldeaf! __________________ created by seq

09-19-2007, 03:45 PM	#10 (permalink)
ChelEler Registered User Join Date: Mar 2003 Location: Wyoming Posts: 5,514	and enjoy your stay. Good luck with your CI cost situation __________________ --ChelEler--

Today
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09-04-2007, 06:26 PM	#6 (permalink)
TweetyBird Summer, Summer 08 Join Date: Dec 2003 Location: AlAbAmA Posts: 21,017	here and enjoy AD!

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