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Unread 01-05-2009, 08:41 PM   #1 (permalink)
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which insurance will pay for hearing aids ?

I am curious about my possible options for having medical insurance pay for hearing aids. What were your experience? what are the possible options ? I believe it may be time to gerte my HA replaced. FYI - medicare is not part of my options so I am looking for feedback on anything right now. Can you guys help ?
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Unread 01-05-2009, 09:04 PM   #2 (permalink)
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My HMO paid $400 max on Hearing Aid. I paid the rest.
The HMO covered 100% of both my CIs. I may have to pay a $250 copay for my second CI surgery and maybe cable/phone for the overnight stay. Don't know yet. Surgery was 3 weeks ago.
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Unread 01-05-2009, 09:13 PM   #3 (permalink)
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My insurance paid nothing at all for either ha. Only wore it in one ear, but the first was useless after 6 months. Second is almost as useless 6 months later.
CI totally covered by insurance, have not had to pay anything other than 3 office visits.
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Unread 01-05-2009, 09:17 PM   #4 (permalink)
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Mine paid nothing also. They said its "cosmetic" what the heck!! Sorry I want to hear! lol
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Unread 01-05-2009, 09:46 PM   #5 (permalink)
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Mine paid nothing also. They said its "cosmetic" what the heck!! Sorry I want to hear! lol
I agree it's BS when they say its cosmetic for HOH to wear hearing aids. HMMM - these are the same people who complain about us not hearing the cars honking at us for saftey issues ? LOL .
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Unread 01-05-2009, 09:47 PM   #6 (permalink)
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My HMO paid $400 max on Hearing Aid. I paid the rest.
The HMO covered 100% of both my CIs. I may have to pay a $250 copay for my second CI surgery and maybe cable/phone for the overnight stay. Don't know yet. Surgery was 3 weeks ago.
Steve
Which HMO are you referring to. And CI's is not a option for me either. Needs to be BTE HA . sorry i wasnt clear on this either.
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Unread 01-05-2009, 10:21 PM   #7 (permalink)
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i have medicaid and when i wore aids, they always paid for them in full.
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Unread 01-06-2009, 12:11 AM   #8 (permalink)
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a lot of insurance companies don't cover hearing aids at all. medicaid/medicare in some states may cover them or help pay for part of them. Insurance companies are tricky like that.
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Unread 01-06-2009, 01:12 AM   #9 (permalink)
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medicare does not pay for hearing aids -- period.
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Unread 01-06-2009, 09:20 AM   #10 (permalink)
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medicare does not pay for hearing aids -- period.
mediciad or medicare not sure which, paid for mine but that was nearly 20years ago. not sure whats the current polciy is now. not sure if I can get my wife's blue choice to pay for it or not or how do i go about saying the right thing ?
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Unread 01-06-2009, 11:00 AM   #11 (permalink)
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mediciad or medicare not sure which, paid for mine but that was nearly 20years ago. not sure whats the current polciy is now. not sure if I can get my wife's blue choice to pay for it or not or how do i go about saying the right thing ?
medicaid pays for hearing aids, but medicare no longer does.

as for your wife's insurance paying for your hearing aids, i don't know if that's an option. i would talk to your audi further about that.
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Unread 01-06-2009, 11:28 AM   #12 (permalink)
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We have Kaiser and we are allotted $1,000.00 every two years towards the purchase of a hearing aid.
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Unread 01-07-2009, 12:13 PM   #13 (permalink)
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We have Humana and they cover a hearing aid every 3 years.
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Unread 01-07-2009, 03:05 PM   #14 (permalink)
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aidendad- looks like humana is a medicare plan.

Tousi - looks like kaiser would cost me over 300 a month just for me to pay my own way.. yikes too much !!
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Unread 01-08-2009, 06:30 PM   #15 (permalink)
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I know medicaid will pay for hearing aids in some cases. I am told you have to have like 50-60% or more of total hearing loss across the board and they'll typically only pay for one. Its usually a low powered analog hearing aid too.
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Unread 01-08-2009, 07:33 PM   #16 (permalink)
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I know medicaid will pay for hearing aids in some cases. I am told you have to have like 50-60% or more of total hearing loss across the board and they'll typically only pay for one. Its usually a low powered analog hearing aid too.
not in all cases. medicaid paid for a top of the line set of digitals (oticon digifocus II super power BTEs) for me. then again, i also had severe-profound hearing loss, so i wouldn't have benefitted from low powered hearing aids. since i was totally blind, they paid for two hearing aids instead of one. if the OP has a visual impairment of any kind, i would suggest that they talk to their audi to see if he/she can petition medicaid to cover the cost of two hearing aids.
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Unread 01-08-2009, 08:02 PM   #17 (permalink)
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nope, no visual impairment , although i might need glasses in the future lol! i been doing research on line and came across a couple insurance. now i need to get more info. one of them is called plan plus. at 10 bucks a month you get 10-20 percent off HAand services. you also get to save 20-40 percent on prescriptions as well. This is only a supplemental insurance , not a medical insurance.
The other one i am looking at is ESCO where you pay 220 big ones which is more of extra protection for HA that is in a good shape that "extends" warranties and will replace lost,damaged,stolen hearing aids.

not what i am looking for , but hey its a place to start right ?
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Unread 01-08-2009, 08:10 PM   #18 (permalink)
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nope, no visual impairment , although i might need glasses in the future lol! i been doing research on line and came across a couple insurance. now i need to get more info. one of them is called plan plus. at 10 bucks a month you get 10-20 percent off HAand services. you also get to save 20-40 percent on prescriptions as well. This is only a supplemental insurance , not a medical insurance.
The other one i am looking at is ESCO where you pay 220 big ones which is more of extra protection for HA that is in a good shape that "extends" warranties and will replace lost,damaged,stolen hearing aids.

not what i am looking for , but hey its a place to start right ?
yes, that's a good start. another option you might want to consider is contating your local lions club. they have a specific program designed to provide hearing aids for those in need.
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Unread 01-09-2009, 01:05 AM   #19 (permalink)
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not in all cases. medicaid paid for a top of the line set of digitals (oticon digifocus II super power BTEs) for me. then again, i also had severe-profound hearing loss, so i wouldn't have benefitted from low powered hearing aids. since i was totally blind, they paid for two hearing aids instead of one. if the OP has a visual impairment of any kind, i would suggest that they talk to their audi to see if he/she can petition medicaid to cover the cost of two hearing aids.
I assuming you live in a different state. The laws are different from state to state.
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Unread 01-09-2009, 01:07 AM   #20 (permalink)
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I assuming you live in a different state then. The laws are different from state to state.
...which is what i've said time and time again here on ad.
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Unread 01-09-2009, 01:31 AM   #21 (permalink)
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...which is what i've said time and time again here on ad.
That's fine, but I do not hang out here and this is the first time i've been here in months.
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Unread 01-09-2009, 04:08 AM   #22 (permalink)
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That's fine, but I do not hang out here and this is the first time i've been here in months.
fair enough.
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Unread 09-24-2010, 09:12 PM   #23 (permalink)
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Hello hear Again- when or what year that med aid paid for hearing aids? . Every hearing dealers I talk to do not wanted to touch them . I need a new hearing aid Im deaf in one ear and hear air in the other now I was told that CI IS MY ONLY OPION. 40 yr ago I was told that the CI will not work for me. I read-ed this -One reason hearing aids are not covered is because of sheer numbers. There are many more hard of hearing people than deaf people who can benefit from cochlear implants.-I got so mad where is our freedom of choice what right for us under any HealthCare benefit plans. I Unable to Afford Hearing Aids . I do-not like CI force on me either. I been grow up like a hearing person all my life I don't own any of the special items to help with everyday life . I feel like a lot HOH will be falling though the system loosed our in·de·pend·ent.
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