which insurance will pay for hearing aids ?

radioman · 01-05-2009, 08:41 PM

I am curious about my possible options for having medical insurance pay for hearing aids. What were your experience? what are the possible options ? I believe it may be time to gerte my HA replaced. FYI - medicare is not part of my options so I am looking for feedback on anything right now. Can you guys help ?

SteveESP52 · 01-05-2009, 09:04 PM

My HMO paid $400 max on Hearing Aid. I paid the rest.
The HMO covered 100% of both my CIs. I may have to pay a $250 copay for my second CI surgery and maybe cable/phone for the overnight stay. Don't know yet. Surgery was 3 weeks ago.
Steve

etalton · 01-05-2009, 09:13 PM

My insurance paid nothing at all for either ha. Only wore it in one ear, but the first was useless after 6 months. Second is almost as useless 6 months later.
CI totally covered by insurance, have not had to pay anything other than 3 office visits.

***candybrowneyes*** · 01-05-2009, 09:17 PM

Mine paid nothing also. They said its "cosmetic" what the heck!! Sorry I want to hear! lol

radioman · 01-05-2009, 09:46 PM

Quote:

Originally Posted by candybrowneyes

Mine paid nothing also. They said its "cosmetic" what the heck!! Sorry I want to hear! lol

I agree it's BS when they say its cosmetic for HOH to wear hearing aids. HMMM - these are the same people who complain about us not hearing the cars honking at us for saftey issues ? LOL .

radioman · 01-05-2009, 09:47 PM

Quote:

Originally Posted by SteveESP52

My HMO paid $400 max on Hearing Aid. I paid the rest.
The HMO covered 100% of both my CIs. I may have to pay a $250 copay for my second CI surgery and maybe cable/phone for the overnight stay. Don't know yet. Surgery was 3 weeks ago.
Steve

Which HMO are you referring to. And CI's is not a option for me either. Needs to be BTE HA . sorry i wasnt clear on this either.

Hear Again · 01-05-2009, 10:21 PM

i have medicaid and when i wore aids, they always paid for them in full.

cdmeggers · 01-06-2009, 12:11 AM

a lot of insurance companies don't cover hearing aids at all. medicaid/medicare in some states may cover them or help pay for part of them. Insurance companies are tricky like that.

Hear Again · 01-06-2009, 01:12 AM

medicare does not pay for hearing aids -- period.

radioman · 01-06-2009, 09:20 AM

Quote:

Originally Posted by Hear Again

medicare does not pay for hearing aids -- period.

mediciad or medicare not sure which, paid for mine but that was nearly 20years ago. not sure whats the current polciy is now. not sure if I can get my wife's blue choice to pay for it or not or how do i go about saying the right thing ?

Hear Again · 01-06-2009, 11:00 AM

Quote:

Originally Posted by radioman

mediciad or medicare not sure which, paid for mine but that was nearly 20years ago. not sure whats the current polciy is now. not sure if I can get my wife's blue choice to pay for it or not or how do i go about saying the right thing ?

medicaid pays for hearing aids, but medicare no longer does.

as for your wife's insurance paying for your hearing aids, i don't know if that's an option. i would talk to your audi further about that.

Tousi · 01-06-2009, 11:28 AM

We have Kaiser and we are allotted $1,000.00 every two years towards the purchase of a hearing aid.

aidendad · 01-07-2009, 12:13 PM

We have Humana and they cover a hearing aid every 3 years.

radioman · 01-07-2009, 03:05 PM

aidendad- looks like humana is a medicare plan.

Tousi - looks like kaiser would cost me over 300 a month just for me to pay my own way.. yikes too much !!

jasin · 01-08-2009, 06:30 PM

I know medicaid will pay for hearing aids in some cases. I am told you have to have like 50-60% or more of total hearing loss across the board and they'll typically only pay for one. Its usually a low powered analog hearing aid too.

Hear Again · 01-08-2009, 07:33 PM

Quote:

Originally Posted by jasin

I know medicaid will pay for hearing aids in some cases. I am told you have to have like 50-60% or more of total hearing loss across the board and they'll typically only pay for one. Its usually a low powered analog hearing aid too.

not in all cases. medicaid paid for a top of the line set of digitals (oticon digifocus II super power BTEs) for me. then again, i also had severe-profound hearing loss, so i wouldn't have benefitted from low powered hearing aids. since i was totally blind, they paid for two hearing aids instead of one. if the OP has a visual impairment of any kind, i would suggest that they talk to their audi to see if he/she can petition medicaid to cover the cost of two hearing aids.

radioman · 01-08-2009, 08:02 PM

nope, no visual impairment , although i might need glasses in the future lol! i been doing research on line and came across a couple insurance. now i need to get more info. one of them is called plan plus. at 10 bucks a month you get 10-20 percent off HAand services. you also get to save 20-40 percent on prescriptions as well. This is only a supplemental insurance , not a medical insurance.
The other one i am looking at is ESCO where you pay 220 big ones which is more of extra protection for HA that is in a good shape that "extends" warranties and will replace lost,damaged,stolen hearing aids.

not what i am looking for , but hey its a place to start right ?

Hear Again · 01-08-2009, 08:10 PM

Quote:

Originally Posted by radioman

nope, no visual impairment , although i might need glasses in the future lol! i been doing research on line and came across a couple insurance. now i need to get more info. one of them is called plan plus. at 10 bucks a month you get 10-20 percent off HAand services. you also get to save 20-40 percent on prescriptions as well. This is only a supplemental insurance , not a medical insurance.
The other one i am looking at is ESCO where you pay 220 big ones which is more of extra protection for HA that is in a good shape that "extends" warranties and will replace lost,damaged,stolen hearing aids.

not what i am looking for , but hey its a place to start right ?

yes, that's a good start.

another option you might want to consider is contating your local lions club. they have a specific program designed to provide hearing aids for those in need.

jasin · 01-09-2009, 01:05 AM

Quote:

Originally Posted by Hear Again

not in all cases. medicaid paid for a top of the line set of digitals (oticon digifocus II super power BTEs) for me. then again, i also had severe-profound hearing loss, so i wouldn't have benefitted from low powered hearing aids. since i was totally blind, they paid for two hearing aids instead of one. if the OP has a visual impairment of any kind, i would suggest that they talk to their audi to see if he/she can petition medicaid to cover the cost of two hearing aids.

I assuming you live in a different state. The laws are different from state to state.

Hear Again · 01-09-2009, 01:07 AM

Quote:

Originally Posted by jasin

I assuming you live in a different state then. The laws are different from state to state.

...which is what i've said time and time again here on ad.

jasin · 01-09-2009, 01:31 AM

Quote:

Originally Posted by Hear Again

...which is what i've said time and time again here on ad.

That's fine, but I do not hang out here and this is the first time i've been here in months.

Hear Again · 01-09-2009, 04:08 AM

Quote:

Originally Posted by jasin

That's fine, but I do not hang out here and this is the first time i've been here in months.

fair enough.

01-05-2009, 08:41 PM	#1 (permalink)
radioman Registered User Join Date: Jun 2008 Posts: 635	which insurance will pay for hearing aids ? I am curious about my possible options for having medical insurance pay for hearing aids. What were your experience? what are the possible options ? I believe it may be time to gerte my HA replaced. FYI - medicare is not part of my options so I am looking for feedback on anything right now. Can you guys help ?

01-05-2009, 09:13 PM	#3 (permalink)
etalton Registered User Join Date: Jul 2008 Location: Eastern North Carolina Posts: 769	My insurance paid nothing at all for either ha. Only wore it in one ear, but the first was useless after 6 months. Second is almost as useless 6 months later. CI totally covered by insurance, have not had to pay anything other than 3 office visits. __________________ E.T. Left Ear Implanted 11-07-08 (Nucleus Freedom) Activation 12-18-08 http://et-mybionicjourney.blogspot.com/

01-05-2009, 09:17 PM	#4 (permalink)
*candybrowneyes* Tangled in the InterWebz Join Date: Oct 2008 Location: Iowa Posts: 553 Blog Entries: 1	Mine paid nothing also. They said its "cosmetic" what the heck!! Sorry I want to hear! lol __________________ Love is the force that transforms and improves the soul of the world...

01-06-2009, 12:11 AM	#8 (permalink)
cdmeggers CD Meggers Join Date: May 2005 Location: Wyoming Posts: 689	a lot of insurance companies don't cover hearing aids at all. medicaid/medicare in some states may cover them or help pay for part of them. Insurance companies are tricky like that. __________________ My Ear Blog Sweet dreams beautiful baby nephew. Sweet dreams Aiden Ryder Betts. April 16, 2008.

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01-05-2009, 09:04 PM	#2 (permalink)
SteveESP52 Registered User Join Date: Dec 2006 Posts: 123	My HMO paid $400 max on Hearing Aid. I paid the rest. The HMO covered 100% of both my CIs. I may have to pay a $250 copay for my second CI surgery and maybe cable/phone for the overnight stay. Don't know yet. Surgery was 3 weeks ago. Steve

01-05-2009, 10:21 PM	#7 (permalink)
Hear Again Banned Join Date: Jan 2005 Location: Wisconsin and my own little manic world... Posts: 19,975 Blog Entries: 6	i have medicaid and when i wore aids, they always paid for them in full.

01-06-2009, 01:12 AM	#9 (permalink)
Hear Again Banned Join Date: Jan 2005 Location: Wisconsin and my own little manic world... Posts: 19,975 Blog Entries: 6	medicare does not pay for hearing aids -- period.

01-06-2009, 11:28 AM	#12 (permalink)
Tousi Registered User Join Date: Apr 2003 Posts: 9,431	We have Kaiser and we are allotted $1,000.00 every two years towards the purchase of a hearing aid.

01-07-2009, 12:13 PM	#13 (permalink)
aidendad Registered User Join Date: Jan 2009 Posts: 1	We have Humana and they cover a hearing aid every 3 years.

01-07-2009, 03:05 PM	#14 (permalink)
radioman Registered User Join Date: Jun 2008 Posts: 635	aidendad- looks like humana is a medicare plan. Tousi - looks like kaiser would cost me over 300 a month just for me to pay my own way.. yikes too much !!

01-08-2009, 06:30 PM	#15 (permalink)
jasin Banned Join Date: Jan 2007 Location: Puyallup, Washington Posts: 1,501	I know medicaid will pay for hearing aids in some cases. I am told you have to have like 50-60% or more of total hearing loss across the board and they'll typically only pay for one. Its usually a low powered analog hearing aid too.

01-08-2009, 08:02 PM	#17 (permalink)
radioman Registered User Join Date: Jun 2008 Posts: 635	nope, no visual impairment , although i might need glasses in the future lol! i been doing research on line and came across a couple insurance. now i need to get more info. one of them is called plan plus. at 10 bucks a month you get 10-20 percent off HAand services. you also get to save 20-40 percent on prescriptions as well. This is only a supplemental insurance , not a medical insurance. The other one i am looking at is ESCO where you pay 220 big ones which is more of extra protection for HA that is in a good shape that "extends" warranties and will replace lost,damaged,stolen hearing aids. not what i am looking for , but hey its a place to start right ?