posts from hell

a couple of friends are less a house. But they're all fine.

Deafness

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JClarke

houses insured, yes?

Tousi

Maybe yes, maybe no; some things fall under "acts of God" and are not covered.......

JClarke

if they couldn't afford for insured, they're bummed.

posts from hell

oh, they're all covered.

Jiro

most mortgages require home insurance. beside - if they can't afford home insurance, then they can't afford the home either.... and it's stupid to not have one.

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NorCal20

it answer to your both of the questions

Ive been working for long enough but i applied one position in few months ago. It is my major that are FITS both of the position in two different companies. I dont want to waste my major to study for 6 years to reach my Master's and do nothing but teaching.

I love to be in outdoor, being chasing or helping the players in their needs such as wrap the tape on player's ankles, or helping them to heal the muscles or injuries then back to field or court, and etc. I love to be around in sports environment.

Its tough to make decision, indeed.

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I am proudly to rep Bay Area of NOR*CAL
CALIFORNIA Softball #20

Tousi

Not what I am saying....for some natural disasters an area is known for, one has to pay for a separate rider on a general insurance contract for that specific disaster to be covered. Certain kinds of fires, known flood plains, earthquakes, etc---additional premiums are demanded if they are at all....

Jiro

I see. what's your current job and what are those 2 jobs?

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Tousi

Norcal, was your major in sports medicine, maybe pre-med?

KristinaB

Like here where I am at, You can't get new homeowner policies unless you purchase the special riders for hurricane coverage. That particular rider costs twice as much as standard homeowners coverage. MIL just had to renew her insurance and State Farm will not renew the homeowners, she has to change insurance companies. She is ticked.

AlleyCat

Not related to the posts above.

I think I need a sarcastic laugh icon. Anybody know of a good one?

Jiro

Total Motorcycle Community Forum - Your friendly, helpful and useful Motorcycle Forum • Smilies

hope you find one.

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Tousi

Thanks, Kristina. There ya go, Jake, one example here.

JClarke

Interesting and Jiro's right - you can't afford insurance, you can't afford the house. Enough said.

Tousi

But that was off the point.....

JClarke

I am not making sense, am I?

Jiro

kinda. like I said - if you're buying a house... you'll most likely need a mortgage.... most banks require you to get a home insurance but you'll have to make sure what they can cover you for.

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Jiro

here's what Tousi's been trying to explain - Act of God - Wikipedia, the free encyclopedia

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JClarke

Ah, gotcha.

Tousi

To add to Jiro's last, I was talking about some exceptions to insurance coverages.

It is not mandatory but I have chosen to pay separately for earthquake insurance...terms are not very good but it is SOME peace of mind.

KristinaB

MIL will be getting the hurricane coverage, flood coverage, and fire coverage along with her policy. Her house is paid off, but she still wants coverage. Living off a runway for the international airport leaves one wondering. We had a near accident with a plane here just a few weeks ago. He was losing altitude and the area was evacuated for a short time. I am literally 1 mile from the runway.

Tousi

Even with that, ya gotta wonder exactly what will be covered......maybe TXGolfer will be along and shed some light on some of the lesser known stuff...

WildHunt

Aww yeah. I LOVED GhostWriter when I was young.

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WildHunt

Im thinking that being part of a committee for a Deaf event is NOW starting to get to me.. the stress part I mean. *sigh*

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Tousi

I'm in So Cal, too; Riverside, specifically....what event are you on this committee for?

TXgolfer

I wish I could.

To be honest I never understood what was gonna be covered and what wasn't. I would go in sometimes and think ah this will be covered and it wasn't and vice versa. I gave up guessing. I would just go in and say....this needs to be done. Insurance would tell me what they would pay for and then I would collect from the homeowner for the rest if something wasn't covered.

But you are correct about having to have riders for certain things. In north Texas it is Hail.

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Tousi

Thanks, TXGolfer.......yeah, I know how it goes...confusing at times.

Rio

My last day of externship Friday . I am going to miss this place that I really like.

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NorCal20

Special Needs Teacher-Middle School. (current)
Athletic Trainer for ClubSport
year round coaching for Skyhawks Sports Academy

Sports Medicine-yes, actually it is Kinesiology (athletic trainer)

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"keep it simple, simple is better"




I am proudly to rep Bay Area of NOR*CAL
CALIFORNIA Softball #20