Trouble with mail in credit cards

dereksbicycles

dereksbicycles

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I was at dinner with my Mom at Apple Bees. My Mom over heard a group of people at table across from us talking.

Apparently, the Mom lived in Illinois with her daughter. The daughter took a offer of mail in credit card, and then forged Mom's name. The daughter got credit card and then fled to Florida. The daughter spent a lot of money and credit went up to $25K. They came after Mom. Mom didn't know anything about it. It was not me, you know!! Mom was surprised!!

I don't know if she spent $25K. I'm guessing she spent maybe 18 or 19K and then interest added up.

Then they went after the daughter in Florida. The daughter is in jail now.

I wonder how credit card company will get their money back. Go after the daughter when she gets out of jail?

I think it is very stupid to do mail in credit offer. Just be careful, very careful!!
 
any credit card is stupid. I only have one and use for extreme emergency only.
 
The daughter is a thief....and sad she would do this to her Mother....If the girl did indeed "forge" her mothers signature on the card, then I don't foresee the mother being responsible...wondering how old the daughter was?....And it does seem the daughter is headed for a life of crime....if she spent 25K....on a forged signature...does seem she will spend some time in jail and will be held responsible for the money she forged....Feel sure the Mother will have to hire a Lawyer.
 
rockin'robin said:
The daughter is a thief....and sad she would do this to her Mother....If the girl did indeed "forge" her mothers signature on the card, then I don't foresee the mother being responsible...wondering how old the daughter was?....And it does seem the daughter is headed for a life of crime....if she spent 25K....on a forged signature...does seem she will spend some time in jail and will be held responsible for the money she forged....Feel sure the Mother will have to hire a Lawyer.
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I would guess the daughter to be about 30 or so. I would think Mom won't have to hire a lawyer since it has been proved that the daughter did forgery on credit card signature.

Mom lives in Illinois. Daughter had billing address sent to Florida. There it is!!
 
sonocativo said:
any credit card is stupid.
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I disagree. I have one that gives me 5% cash back on alot of my purchases, so I use it and then get a check in the mail once in a while. Pay off the entire balance every month, so there's no interest, and this card doesn't have any other fees, so it's a good deal. I don't think they offer it these days, but sometimes you find good situations out there.
 
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dereksbicycles said:
I would guess the daughter to be about 30 or so. I would think Mom won't have to hire a lawyer since it has been proved that the daughter did forgery on credit card signature.

Mom lives in Illinois. Daughter had billing address sent to Florida. There it is!!
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There you go...the daughter is 30 or so...then she will be held 100% fully responsible for this debt.....If the daughter was under 18...then I would see a problem somewhat....
 
sonocativo said:
any credit card is stupid. I only have one and use for extreme emergency only.
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amylynne said:
I disagree. I have one that gives me 5% cash back on alot of my purchases, so I use it and then get a check in the mail once in a while. Pay off the entire balance every month, so there's no interest, and this card doesn't have any other fees, so it's a good deal. I don't think they offer it these days, but sometimes you find good situations out there.
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I have one that I just pay off, and I get rewards like gift cards, or whatever I choose.

It's like free money, and it saves money from writing no checks also.
 
amylynne said:
I disagree. I have one that gives me 5% cash back on alot of my purchases, so I use it and then get a check in the mail once in a while. Pay off the entire balance every month, so there's no interest, and this card doesn't have any other fees, so it's a good deal. I don't think they offer it these days, but sometimes you find good situations out there.
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You do sound level-headed...unfortunately, not all people are....No matter their ages...A friend of mine is a good example, she's in her 50's....and several credit card creditors are after her...big time!
 
dereksbicycles said:
I was at dinner with my Mom at Apple Bees. My Mom over heard a group of people at table across from us talking.

Apparently, the Mom lived in Illinois with her daughter. The daughter took a offer of mail in credit card, and then forged Mom's name. The daughter got credit card and then fled to Florida. The daughter spent a lot of money and credit went up to $25K. They came after Mom. Mom didn't know anything about it. It was not me, you know!! Mom was surprised!!

I don't know if she spent $25K. I'm guessing she spent maybe 18 or 19K and then interest added up.

Then they went after the daughter in Florida. The daughter is in jail now.

I wonder how credit card company will get their money back. Go after the daughter when she gets out of jail?

I think it is very stupid to do mail in credit offer. Just be careful, very careful!!
Click to expand...

well - it's a tough choice but the only way to get out of $25k debt is to report it as fraud to police and yea that would means her daughter will have to go to jail.

a criminal record or $25,000 debt... which? tough choice.
 
amylynne said:
I disagree. I have one that gives me 5% cash back on alot of my purchases, so I use it and then get a check in the mail once in a while. Pay off the entire balance every month, so there's no interest, and this card doesn't have any other fees, so it's a good deal. I don't think they offer it these days, but sometimes you find good situations out there.
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same. I have amazon credit card and I probably have collected at least $300 free money from it.

feels good, man :thumb:
 
amylynne said:
I disagree. I have one that gives me 5% cash back on alot of my purchases, so I use it and then get a check in the mail once in a while. Pay off the entire balance every month, so there's no interest, and this card doesn't have any other fees, so it's a good deal. I don't think they offer it these days, but sometimes you find good situations out there.
Click to expand...

Not in all situations they are stupid, it is just the persons who abuse it... Rob peter to pay paul.
 
Jiro said:
same. I have amazon credit card and I probably have collected at least $300 free money from it.

feels good, man :thumb:
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Cool, now maybe more people will go and get Amazon card seeing how much money you make :).
 
dereksbicycles said:
Cool, now maybe more people will go and get Amazon card seeing how much money you make :).
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it's because I order a lot from amazon.com and I use this card for everything so I rack in tons of points.

[ame=http://www.amazon.com/gp/cobrandcard/marketing.html]Amazon.com Credit[/ame]
Earn points on every purchase*

-3 Points per $1 spent on Amazon.com
-2 Points per $1 spent at gas stations, restaurants, drugstores, and office supply stores
-1 Point per $1 spent on all other purchases
-Every 100 points = $1.00 towards your purchase
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I suppose it helps to have a gas-guzzling truck when I use this card for gas :lol:
 
rockin'robin said:
You do sound level-headed...unfortunately, not all people are....No matter their ages...A friend of mine is a good example, she's in her 50's....and several credit card creditors are after her...big time!
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I have four, but I watch my accounts carefully online and don't make purchases unless I have money in hand to pay for them. The only exception was the Widex...which I just paid off in full only a week ago...I think the highest credit rating is 850, my score is 799...for good reason. Credit cards aren't money, just IOUs....

Laura
 
I don't believe in credit cards, so I don't have any. Besides, I don't want to end up being in serious debt from using them, especially since I am on a very limited income.
 
LuciaDisturbed said:
I don't believe in credit cards, so I don't have any. Besides, I don't want to end up being in serious debt from using them, especially since I am on a very limited income.
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Unfortunately, many vendors online won't accept cash, check or a money order so you'll be limited on what you buy. Unless of course you're asking someone else to order it for you and paying them. Also, if you get a medical bill, it's unlikely you'll have that amount on hand in cash to cut a check. Sometimes it's good to have one for those expenses, especially if your car ever broke down and they needed payment right away.
 
Lau2046 said:
Unfortunately, many vendors online won't accept cash, check or a money order so you'll be limited on what you buy. Unless of course you're asking someone else to order it for you and paying them. Also, if you get a medical bill, it's unlikely you'll have that amount on hand in cash to cut a check. Sometimes it's good to have one for those expenses, especially if your car ever broke down and they needed payment right away.
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Debit cards.
 
Bottesini said:
I have one that I just pay off, and I get rewards like gift cards, or whatever I choose.

It's like free money, and it saves money from writing no checks also.
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how much interest do you pay? :hmm:

never quite understood how people swear their credit cards are giving them benefits when interest is being charged that day one uses it...
 
LuciaDisturbed said:
I don't believe in credit cards, so I don't have any. Besides, I don't want to end up being in serious debt from using them, especially since I am on a very limited income.
Click to expand...

this is perfect model of a person knowing the limit. Wish many of us had this mindset
 
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