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#213 (permalink) | |
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Granny Terp
![]() Join Date: Jun 2004
Location: South Carolina
Posts: 39,105
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Quote:
__________________
Tell us the truth about Benghazi!
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#214 (permalink) |
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Registered User
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Too many people in the US are uninsured, including many children.
From the New York Times: Survey Finds 43.6 Million Uninsured in U.S. About 43.6 million people in the United States, or 14.8 percent of the population, had no health insurance in 2006, according to a survey by the Centers for Disease Control and Prevention released Monday. The finding, based on a survey of 100,000 people, is lower than previous federal estimates of 46 million. The estimate is based on those who did not have insurance at the time of the interview. About 54.5 million people in the country, or 18.6 percent of the population, had no insurance for at least part of 2006. The survey, by the National Center for Health Statistics, found that about 9.3 percent of children under 18 did not have health insurance, a decrease from 13.9 percent in 1997. Texas had the largest percentage of people without health insurance, with 23.8 percent of the population not covered, the report said. Michigan had the lowest, at 7.7 percent. --- Medical bills are a huge problem and cause bankruptcy, even with insurance but more problems without insurance. From ConsumerAffairs.Com: Medical Bills Leading Cause of Bankruptcy, Harvard Study Finds Illness and medical bills caused half of the 1,458,000 personal bankruptcies in 2001, according to a study published by the journal Health Affairs. The study estimates that medical bankruptcies affect about 2 million Americans annually -- counting debtors and their dependents, including about 700,000 children. Surprisingly, most of those bankrupted by illness had health insurance. More than three-quarters were insured at the start of the bankrupting illness. However, 38 percent had lost coverage at least temporarily by the time they filed for bankruptcy. Most of the medical bankruptcy filers were middle class; 56 percent owned a home and the same number had attended college. In many cases, illness forced breadwinners to take time off from work -- losing income and job-based health insurance precisely when families needed it most. Families in bankruptcy suffered many privations -- 30 percent had a utility cut off and 61 percent went without needed medical care. The research, carried out jointly by researchers at Harvard Law School and Harvard Medical School, is the first in-depth study of medical causes of bankruptcy. With the cooperation of bankruptcy judges in five Federal districts (in California, Illinois, Pennsylvania, Tennessee and Texas) they administered questionnaires to bankruptcy filers and reviewed their court records. Dr. David Himmelstein, the lead author of the study and an Associate Professor of Medicine at Harvard commented: "Unless you're Bill Gates you're just one serious illness away from bankruptcy. Most of the medically bankrupt were average Americans who happened to get sick." --- Not all poor people get Medicaid including some poor kids. From the US Department of Health and Human Services: Overview of the Uninsured in the United States: An analysis of the 2005 Current Population Survey According to the Census Bureau's 2005 Current Population Survey (CPS), there were 45.8 million uninsured individuals in 2004, or 15.7% of the civilian non-institutionalized population. Those that lack insurance represent a diverse group. - The 45.8 million uninsured are more likely to be poor and low income than higher income. Figure 2 shows that over half of the uninsured are below 200% of poverty, with 25% below the poverty line and 28% between 100% and 199% of poverty.(3) That the uninsured are concentrated among lower-income individuals is not surprising, given that low-income individuals are less likely to: * be working, and if they do work they are less likely to be working full time, * receive an offer of insurance, and * be able to afford an offer of coverage. Not all low-income individuals are eligible for Medicaid. Medicaid eligibility is based on a combination of income and population “category.” The population groups that qualify for Medicaid are generally children, parents of dependent children, pregnant women, the disabled, and the elderly. The income levels at which these groups qualify differs from state to state, and group to group, with coverage of children and pregnant women being available at higher income levels, followed by the disabled and elderly, then parents of dependent children last (though this varies by state). Childless adults who are not disabled or elderly rarely qualify for Medicaid, even at the very lowest income levels. - The uninsured are more likely to be young. Figure 3 shows 21% of the uninsured are below age 18 and 63% are under age 34. Young adults age 18-34 are disproportionately uninsured relative to their representation in the overall population, while older adults are slightly under-represented relative to the overall population. --- Poor people struggle more to pay medical bills probably. From PBS NewsHour: Hospitals Charge Uninsured Patients More, Study Finds In 2004, U.S. hospitals charged uninsured patients more than two-and-a-half times the amount they charged insurance companies for the same services, the study found. Hospitals also charged uninsured patients more than three times the allowable costs specified by Medicare. In general, hospitals set prices for services but then negotiate discounts with private insurers. They are also limited as to what they can charge patients covered by Medicare and Medicaid. The study, which examined hospital charges between 1984 and 2004, found an ever-widening gap between what hospitals charge insured and uninsured patients. In 1984, the uninsured were charged 1.35 times as much as Medicare for hospital services; by 2004 that number had grown to 3.07 times as much. More than 60 class-action lawsuits have been filed against hospitals over the issue, according to Reuters. --- Millions of uninsured cost everyone money now but the cost is hidden in insurance payments and taxes. And poor people suffer more and wait to see a doctor because of worries about money. I think a plan with health care for the poor is better because the poor can get preventative health and not wait until so severe problems with big costs. Everyone with insurance pays now and not only with health care for the poor. One difference nowis the poor have worse health and more struggles. From Families USA: Paying a Premium: The Increased Cost of Care for the Uninsured This study quantifies, for the first time, the dollar impact on private health insurance premiums when doctors and hospitals provide health care to uninsured people. In 2005, premium costs for family health insurance coverage provided by private employers will include an extra $922 in premiums due to the cost of care for the uninsured; premiums for individual coverage will cost an extra $341. Nearly 48 million Americans will be uninsured for the entire year in 2005. What happens when some of these 48 million Americans get sick? Research has shown that the uninsured often put off getting care for health problems—or forgo care altogether. When the symptoms can no longer be ignored, the uninsured do see doctors and go to hospitals. Without insurance to pay the tab, the uninsured struggle to pay as much as they can: More than one-third (35 percent) of the total cost of health care services provided to people without health insurance is paid out-of-pocket by the uninsured themselves. - Through this study, we found that the remaining $43 billion is primarily paid by two sources: Roughly one-third is reimbursed by a number of government programs, and two-thirds is paid through higher premiums for people with health insurance. As the costs of care for the uninsured are added to health insurance premiums that are already rising steeply, more employers can be expected to drop coverage, leaving even more people without insurance. And as more people lose coverage and the cost of their care is added to premiums for the insured, still more employers will drop coverage. It's a vicious circle that will not end until we as a nation take steps to solve the underlying problems. |
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#215 (permalink) |
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Granny Terp
![]() Join Date: Jun 2004
Location: South Carolina
Posts: 39,105
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I've been searching all the sites, and I can't find any that say it was a true story. I did find many reviews that stated it was a fictional story.
__________________
Tell us the truth about Benghazi!
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#216 (permalink) | |
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Granny Terp
![]() Join Date: Jun 2004
Location: South Carolina
Posts: 39,105
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Quote:
__________________
Tell us the truth about Benghazi!
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#218 (permalink) | ||
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Sussi *7.7.86 - 18.6.09*
![]() Join Date: Jan 2004
Location: Germany
Posts: 31,038
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[QUOTE]
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#219 (permalink) | |||
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Sussi *7.7.86 - 18.6.09*
![]() Join Date: Jan 2004
Location: Germany
Posts: 31,038
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[QUOTE]
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Yes, we also pay low tax, too because we are married and have children. Single people pay more taxes than married couples. They (married or unmarried couple or single mother) also get low tax, too if they start family. We pay low tax but still we get children allowance from government separately. It does the same with other EU countries. No, Hillary would not take your tax away since you already have a family. Quote:
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$700 for hair cut? As what you said that Clinton's hair cut cost $700. It's from taxpayers.
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#220 (permalink) | |
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Sussi *7.7.86 - 18.6.09*
![]() Join Date: Jan 2004
Location: Germany
Posts: 31,038
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Quote:
dict.cc Wörterbuch :: heilpraktiker :: Englisch-Deutsch-Übersetzung They made homeopathy, herbs and acupuncture treatments etc. like what I told you about in my previous post that public health insurance don't alway cover the cost but I am lucky is my family doctor know a lot about herbs/natural medicines etc. My family doctor is not an official Heilpraktiker (herbal or natural doctor) but she can advise us to use herbs or whatever... It's up to us as patient either we trust her or not. The doctors would be glad to advise you something if you let them know that you beleive in herbs... She pick kind of herbs medicines where health insurance can cover the cost. I know many doctors advised their patients to drink herbs, milk with honey, hot lemon, etc... They only lost their liescne if any happened to patients thru wrong surgery, wrong advice, etc. |
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#221 (permalink) | |
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Sussi *7.7.86 - 18.6.09*
![]() Join Date: Jan 2004
Location: Germany
Posts: 31,038
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Quote:
Anyway, if he don't have money to make monthly payment to cover medical care then what? |
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#222 (permalink) | |||
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Sussi *7.7.86 - 18.6.09*
![]() Join Date: Jan 2004
Location: Germany
Posts: 31,038
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[QUOTE]mandatory if my monthly income less than €3,800 (around $5,600)
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At England, we don't have any choice which health insurance we want to join. Quote:
You work to pay taxes for both Medicare and Medicare to help the poor/disabled people and older retired/pension people but what about yourself? It mean that you have to pay extra insurance for your own medicial needs volunatailty. Right? If yes, that's why I support Hillary's plan. |
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#223 (permalink) |
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Sussi *7.7.86 - 18.6.09*
![]() Join Date: Jan 2004
Location: Germany
Posts: 31,038
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Reba, accord your post #207, 208 and 209.
I found some positive comments from some Canadians to against your negative links. What Countries Have Universal Health Care? - Gadling You know that the websites often made negatives and positives to against each other. We prefer to listen Canadians's posts here to compare our link either it's true or not because it's their own experiences. My some Canadian online friends positive me about health care issues. This link I provide to positive the rumors. Urban Legends Reference Pages: Canadian Health Care Accord one of your links. "So when that happens, you can't have a waiting list for a mother having the baby. She just has the baby." sound pretty illogical to me. It's media's word, not comment's word. |
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#224 (permalink) | |
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Sussi *7.7.86 - 18.6.09*
![]() Join Date: Jan 2004
Location: Germany
Posts: 31,038
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Quote:
When I was in USA for vacation last July. We visited a deaf man there in hospitail where a deaf man had an appointment for stay in hospitail on same day. We thought they prepared a bed for him immediately but they are not. We were in waiting room for long hours to accompany a deaf man because a deaf man don't get a right bed yet. Long hours until they found a right bed for him because of his height. Anyway, I have health insurance who pays me full for sick leave up to 6 weeks and then after 6 weeks 90%... Yes I have fully vacation money and also added vacation money from my Employer. I have 30 days leave per year plus 6 days extra for disablity. My government don't take tax out of my payroll for health insurance but my Employer and I pay 50-50 for my social insurances. It does the same to most EU countries as well. I am surprised that some Americans think we use medicine care for free in EU countries or pay taxes for take care of my medicine needs which is not true. I am surprised that Americans work to pay taxes for medicard and medicare to help poor people when they don't have their own insurances to cover their medicine needs. That's why I support Hillary's plan because its about treat everyone fair and equal, not just help poor people/disabled and elders because young people also need medicine care, too. I never get waiting list to get emergency surgeries... All what is I wait between 5 and 20 minutes at waiting room for doctor appointment... emergency IMMEDIATELY instead of waiting list. Make date appointment for stay in hospitail then the bed for me is preparation few hours before my arrival. |
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#226 (permalink) | |
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Sussi *7.7.86 - 18.6.09*
![]() Join Date: Jan 2004
Location: Germany
Posts: 31,038
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"Too Young to Die" It could be that they change their names to protect their real names? |
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#227 (permalink) | |
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Sussi *7.7.86 - 18.6.09*
![]() Join Date: Jan 2004
Location: Germany
Posts: 31,038
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Quote:
To me, this movie is the one best movie, I ever seen because it helps the people to understand why it's important to have health insurance. All what I want to say is STOP worry about money etc but think about all the people including children (no matter either they are old, poor, disabled etc but ALL) who suffers. What if you were in those shoes as a parent, what would you do. A real parent would do anything to save their child. I know I would.... |
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#228 (permalink) |
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Registered User
Join Date: Sep 2006
Location: Mukumbani Village in Thohoyandou
Posts: 7
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Hi Guys,if i was an american my vote would go to Hillary.I've been stressed lately and recently about this Bush government out there.It is time to make a change by voting for Hillary.I'm sure there will be no more fights with the westerners out there.Go for her party.
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#229 (permalink) | |
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Sussi *7.7.86 - 18.6.09*
![]() Join Date: Jan 2004
Location: Germany
Posts: 31,038
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John Q.: How Real Is This Horror Story?
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(Even prisoners are entitled; in January a 31-year-old felon serving time in a California prison received a heart transplant that it is estimated could cost that state's taxpayers some $400,000, if not more.) Is prisoners one of poor people? You work to pay tax for that?
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#231 (permalink) |
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Premium Member
![]() Join Date: Jan 2004
Location: WISCONSIN
Posts: 10,309
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Sometimes, some movies could reveal its events in real life, but they usually changed real life people's names to protect their privacy.
Sometimes, some movies come true in a few years later after what the directors made... we never knew what future will happen until we remember some movies. It could be surreal, ya know ? Sometimes, it even makes me wonder how did the directors know about all these things ? Just like the old movie it talked about some astronauts that will fly to the moon one day and it did in years later. No body would ever thought it will happen until it really happens in that eventful day. Weird, huh ? I dread for Hillary to become a president and I truly don't want her to become one. If, she wins to become a president... be sure to protect your children at all cost and defend them from ridiculous and nonsense laws. And, also make sure that you fight for your own rights not to allow them to tarnish your children's future. |
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#232 (permalink) | |
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Need Stormtroopers?
![]() Join Date: Mar 2005
Location: Zaphias
Posts: 32,398
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Quote:
__________________
![]() In Moto We Trust
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#233 (permalink) | ||||
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Registered User
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#234 (permalink) | ||
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Granny Terp
![]() Join Date: Jun 2004
Location: South Carolina
Posts: 39,105
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Quote:
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__________________
Tell us the truth about Benghazi!
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#235 (permalink) | |
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Granny Terp
![]() Join Date: Jun 2004
Location: South Carolina
Posts: 39,105
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Quote:
My mom had Medicare and Blue Cross insurance but still she had expensive out of pocket medical expenses. The hospitals and doctors let her pay $5 per week sometimes, and they were satisfied. Did you know that insurance actually increases the cost of medical care? If a patient pays cash for medical services, the cost is less. Example: Recently I broke a tooth. I need a crown for that tooth. The dentist receptionist told me it would cost $970. I told her that I don't have insurance, and that I will pay cash. She said, "Oh, that will be $873." Same with auto insurance. My friend needed a new windshield. The repairman told her it would cost $225. She told him she didn't have insurance. He told her, "Oh, then it will cost $175." Insurance increases costs. Also, if a patient (such as my mom) doesn't pay the first bill received but resubmits it, often the new bill will be reduced. My mom always did that. She never paid the first notice bill. She would resubmit it to the hospital and doctors, and then they would recalculate and send her a lower bill. That shows that the hospitals and doctors always overcharge. They assume that people will not check the details and just accept whatever bill is sent.
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Tell us the truth about Benghazi!
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#236 (permalink) | ||||
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Granny Terp
![]() Join Date: Jun 2004
Location: South Carolina
Posts: 39,105
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When I become old enough I will also be eligible for Medicare.
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Tell us the truth about Benghazi!
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#237 (permalink) | |
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Granny Terp
![]() Join Date: Jun 2004
Location: South Carolina
Posts: 39,105
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Quote:
__________________
Tell us the truth about Benghazi!
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#238 (permalink) | |
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Granny Terp
![]() Join Date: Jun 2004
Location: South Carolina
Posts: 39,105
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Quote:
How can you say stop worrying about money, and then at the same time complain that people can't afford medical care? That's contradictory.
__________________
Tell us the truth about Benghazi!
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#239 (permalink) | |
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Granny Terp
![]() Join Date: Jun 2004
Location: South Carolina
Posts: 39,105
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Quote:
__________________
Tell us the truth about Benghazi!
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#240 (permalink) | |
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Granny Terp
![]() Join Date: Jun 2004
Location: South Carolina
Posts: 39,105
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Quote:
![]() If taxpayers don't pay for prisoner medical care, then who does?
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