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Old 05-15-2008, 04:57 AM   #1 (permalink)
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car insurance company?

Which car insurance is cheaper?

AIG
21st century---(it was a little too much)
All state
Farmer
AAA
Mercury
Geico---(my old insurance, way too much money for my old acura legend with two doors, I don't own acura legend no more, acura legend is good and strong but old for me)

AIG---(cheaper for 6 month)
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Old 05-15-2008, 07:50 AM   #2 (permalink)
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for me: Triple A (AAA).. travel discounts is really help a lot.
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Old 05-15-2008, 07:53 AM   #3 (permalink)
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for me: Triple A (AAA).. travel discounts is really help a lot.
Yup, that's what I got too
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Old 05-15-2008, 11:24 AM   #4 (permalink)
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Price vary in each state. Mercury is cheaper for me.

Before switching to Mercury - I was with GEICO.
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Old 05-15-2008, 11:35 AM   #5 (permalink)
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State Farm...my hubby has been with State Farm for I think about 20 years. So we get a good rate price for house, 2 Jeeps and motorcycle.
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Old 05-15-2008, 11:44 AM   #6 (permalink)
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I been with State Farm insurance co. for almost 25 years so I never switch or change my insurance company. I am fine with them for years.
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Old 05-15-2008, 11:47 AM   #7 (permalink)
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I'm with Austin Mutual insurance.
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Old 05-15-2008, 01:45 PM   #8 (permalink)
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It's cheap if you are at least 25 years old, live in safe area and have alarm system installed in your vehicle. That's all.
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Old 05-15-2008, 03:27 PM   #9 (permalink)
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State Farm is great. Long time with them!
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Old 05-16-2008, 12:37 AM   #10 (permalink)
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Mine is Geico and it's the cheapest for me.
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Old 05-16-2008, 02:30 AM   #11 (permalink)
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Quote:
Originally Posted by VamPyroX View Post
Mine is Geico and it's the cheapest for me.
Really, Geico is too much for my old acura legend 1988, $470. Then now AIG cheap $389 for my saturn SL1 1997.
My partner have AIG too, he recommended me to AIG.

Interesting
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Old 05-16-2008, 03:06 AM   #12 (permalink)
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Quote:
Originally Posted by MeYag2CAL View Post
Really, Geico is too much for my old acura legend 1988, $470. Then now AIG cheap $389 for my saturn SL1 1997.
My partner have AIG too, he recommended me to AIG.

Interesting
Is that for liabity only or with full coverage?
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Old 05-16-2008, 03:37 AM   #13 (permalink)
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I have AAA for both vehicles and home. It was reasonable. I had AAA for many years. Towing service is excellent and customer service are friendly.

Catty
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Old 05-16-2008, 03:56 AM   #14 (permalink)
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I understand that you all wanted to save money.

The truth is...

if you compare and don't look at the coverage, you may be ripped off with cheaper rate insurance company.

Also service is also very important, we all don't want to be cheapskating by insurance companies when it comes to disasterous times. Got in accident for instance, how will they serve you?

I always shop with specification. Nothing more, nothing less, that way I can get true comparision. So far, I couldn't find anyone beating State Farms! Geico, Nationalwide, progressive, etc wants almost 4 times what I have been paying to State Farms, even worse they don't include collision/comprehensive like State Farms covered for me.

Another good example why service is important, I had windshield cracked on one of my Jeep, called State Farms... Guess what happened? It was replaced with brand new, and high quality (not cheapo, inimates, used, etc) the next day and I didn't pay a penny! And its all wrapped up and done! What we did with State Farms? Just one simple phone call, and everything taken care of.
Thats why State Farms ROCKS!
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Old 05-16-2008, 04:34 AM   #15 (permalink)
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Quote:
Originally Posted by sequoias View Post
Is that for liabity only or with full coverage?
geico with full coverage (but old car 1988, it doesn't make sense)

AIG with no full coverage, i'm a good driver never been in a car accident and never get a ticket. but admit i like driving fast---) i'm careful (knock on woods).

what about you?
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Old 05-16-2008, 04:38 AM   #16 (permalink)
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Quote:
Originally Posted by diehardbiker View Post
I understand that you all wanted to save money.

The truth is...

if you compare and don't look at the coverage, you may be ripped off with cheaper rate insurance company.

Also service is also very important, we all don't want to be cheapskating by insurance companies when it comes to disasterous times. Got in accident for instance, how will they serve you?

I always shop with specification. Nothing more, nothing less, that way I can get true comparision. So far, I couldn't find anyone beating State Farms! Geico, Nationalwide, progressive, etc wants almost 4 times what I have been paying to State Farms, even worse they don't include collision/comprehensive like State Farms covered for me.

Another good example why service is important, I had windshield cracked on one of my Jeep, called State Farms... Guess what happened? It was replaced with brand new, and high quality (not cheapo, inimates, used, etc) the next day and I didn't pay a penny! And its all wrapped up and done! What we did with State Farms? Just one simple phone call, and everything taken care of.
Thats why State Farms ROCKS!
really...is your insurance with full coverage? what year is your jeep?.
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Old 05-16-2008, 04:40 AM   #17 (permalink)
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Quote:
Originally Posted by purplecatty View Post
I have AAA for both vehicles and home. It was reasonable. I had AAA for many years. Towing service is excellent and customer service are friendly.

Catty

interesting, two other guys like you for AAA (DVDfreaker and norcal20)
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Old 05-16-2008, 04:51 AM   #18 (permalink)
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Maximum as allowed by law. I always go for maximum coverage.
This includes collision, and the works.

Actually I have unbrella coverage meaning my insurance covers four of my stuff, 3 vehicles plus house.

Quote:
Originally Posted by MeYag2CAL View Post
really...is your insurance with full coverage? what year is your jeep?.
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Old 05-16-2008, 05:34 AM   #19 (permalink)
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Maximum as allowed by law. I always go for maximum coverage.
This includes collision, and the works.

Actually I have unbrella coverage meaning my insurance covers four of my stuff, 3 vehicles plus house.

Yes, it varies from state to state. You will have to find out the rate in your state.

Catty
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Old 05-16-2008, 06:10 AM   #20 (permalink)
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My Jeep is 1998 and my husband's (DHB) is 2003...Yep..we have two Jeeps! mine had to replaced cuz of crack....and inspection is in July so we need do it right away.

Quote:
Originally Posted by MeYag2CAL View Post
really...is your insurance with full coverage? what year is your jeep?.
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Old 05-16-2008, 06:25 AM   #21 (permalink)
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Quote:
Originally Posted by LakeTahoe View Post
My Jeep is 1998 and my husband's (DHB) is 2003...Yep..we have two Jeeps! mine had to replaced cuz of crack....and inspection is in July so we need do it right away.

hmm, i will stay with AIG, i changed it to AIG last year from 21st century. i appreciate your info. i will remember about this from you. thank you
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Old 05-16-2008, 11:46 AM   #22 (permalink)
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Quote:
Originally Posted by MeYag2CAL View Post
geico with full coverage (but old car 1988, it doesn't make sense)

AIG with no full coverage, i'm a good driver never been in a car accident and never get a ticket. but admit i like driving fast---) i'm careful (knock on woods).

what about you?
I'm on full coverage policy with good comprehesive limits includes towing and rental coverage. The last time I had at fault accident was more than 4 or 5 years ago or so.
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Old 05-24-2008, 04:02 AM   #23 (permalink)
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Quote:
Originally Posted by sequoias View Post
I'm on full coverage policy with good comprehesive limits includes towing and rental coverage. The last time I had at fault accident was more than 4 or 5 years ago or so.
Hey there, I'm sorry, didn't respond back to u so long. I post different topic.

Mine just with towing. I never had car accident for 8 yrs.
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Old 05-24-2008, 04:04 AM   #24 (permalink)
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Quote:
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Hey there, I'm sorry, didn't respond back to u so long. I post different topic.

Mine just with towing. I never had car accident for 8 yrs.
That's ok. Wow, you are lucky.
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Old 05-24-2008, 08:24 AM   #25 (permalink)
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Sorry off the topic, but it's important info.

AAA service is now a bad company. It creates more new highways and very involved with the dirty political. (It does not make this service bad for us, but it does not care anything.)

Better World Club is really good one. Check this link: Better World Club - Roadside Assistance, Insurance and Travel

I am proud to join this BWC. This company paid me $40 dollars for gas (4 quarters). I live in east coast. This company is from Portland, Oregon.
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Old 05-24-2008, 10:08 AM   #26 (permalink)
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Quote:
Originally Posted by MeYag2CAL View Post
Really, Geico is too much for my old acura legend 1988, $470. Then now AIG cheap $389 for my saturn SL1 1997.
My partner have AIG too, he recommended me to AIG.

Interesting
It usually depends on the type of coverage you want. Some give more coverage for less while others give less coverage for less. That's why you should do your research.

Try Progressive? They compare prices with many companies.
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Old 05-24-2008, 10:11 AM   #27 (permalink)
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All State. Big discount because we have house insurance too.
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Old 05-24-2008, 08:25 PM   #28 (permalink)
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