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Originally Posted by Deaf Mortgage
Interesting how you describe it as tier.
I don't remember if I wrote about what is bad and good credit score. I will type one when I get chance to.
As long your credit score is above 580, you will get a loan. If 620, better loan... If 680, better then 720+ is utopia. Do you have any idea where you are?
Do you know that mortgage with no debts will speed up your credit score up faster. Mortgage is the best thing to build your credit fast. Ironic?
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Or with debts under 30% of the available credit balances. 740 now, but I have two balances that are high. One of them low rate so I threw debt all over up that one. Other, shoot down! I could get a house now but I don't wanna freak out over everything closing costs, PMI, Fl insurance, property taxes when my rent has not been raised in three years. One more of great rent. I can't complain. I feel fortunate. More time to get things in order for a good rate and a good deal.
:fing ersx:
I appreciate talking with ya deafmortgage. I read your blog. That's an awesome service!