Originally Posted by Deaf Mortgage

Interesting how you describe it as tier.

I don't remember if I wrote about what is bad and good credit score. I will type one when I get chance to.

As long your credit score is above 580, you will get a loan. If 620, better loan... If 680, better then 720+ is utopia. Do you have any idea where you are?

Do you know that mortgage with no debts will speed up your credit score up faster. Mortgage is the best thing to build your credit fast. Ironic?