Hi, about your situation, my opinion would be to start looking into health insurance plans that will cover the majority of the implant and operation. Some may require a certain time period to pass before the coverage will kick in. Does her husband's employer offer health insurance plans? The Lions Club may also help finance the procedure. Here's the contact info I found, unfortunately no number listed, it appears to be a type of walk-in meeting:
Club Details -- SAN LUIS OBISPO -- CALIFORNIA
Club Number: 0000002411 District: 4 A3 President: DENNIS WHEELER Jr. Meeting Place: IHOP Restaurant Meeting Address:212 MADONNA ROAD Meeting Time:TH,All,12:10PM Telephone Number:Email Address:sloden@sbcglobal.net
The website can be found here:
http://www.lionsclubs.org/EN/index.shtml##
Good Luck!