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I do use a Mortgage Insurance calculator to figure out each state's PMI. It appears to be same through out USA.
It depends on criteria.
Credit Score
Loan amount vs house value in %
What kind of loan
How long the loan
Primary or investment property
Fixed or ARM loan
Again... its depends on what you are qualified for.
FHA has high PMI for sure compared to regular loan. VA waives the PMI.
FHA do have nice programs for low credit score and also rehabilitation loans. Very strict on guidelines requirements. But lower interest and lower credit score requirement.
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