Quote:
Originally Posted by Pacman
Oh, that's awful to see that, I was in biggest concern about apply on credit at retail but I was just ignored them then move on to save some of my cash to spend on something that I'm really want to own it, I'm not in hurry up to get something anymore.
I have one question, if my parents are pass away then their credit would be goes to debt on me? I don't understand about credit history, if any debt would be send on me when my parents are pass away? I just asked if happen in future.
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If your name joint with your parent's name or co-signer. Yes, it will be your responsibility to pay their debts if your name on that bill. If none.. then you will be not worry.
For example. My husband passed away all of his debts mail to me. They wanted me to pay his bills because I am his wife. I declined those bills because most of the bills have none of my name on those bills. If I go to court to become his estate, yes I will be responsibility to pay his bills. I am fortunately because my husband has none of estate left over when he dies. I do not own anything like house, etc... I had to give up his new car because I can't afford to pay his car loan. All of his names on those loans and credit cards.
They keep to send me the bills, I told those agencies to send those bills to the graveyard. I asked them if they need cemetery address. They leave me alone since then.
They tried to convience you to pay on death people's debts. Tell them to send the bills to the cemetery, they will leave you alone. Do not let them scare you or destroy your credit history. You need to get an attorney, they have no right to destroy your credit score rating since your name is not on that bills.