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Originally Posted by Liebling:-)))
I know what you are talking about. I repeat in my previous postS that I NEVER have any experience to have a long waiting list for surgery or whatever and then made an other subject to share my experience of visit to hospitail in USA over a long waiting HOURS, not LISTING. This is a difference. You also misquoted my post in first place, too.
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long listing is longer than wait for hours.
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Yes I know what you are talking about gross wage before insurances and taxes but it really doesn´t bother me because I prefer to pay off to insurances to protect myself and my family because I want the safety than sorry... Without insurance, I would face a huge bill from for expensive surgeries, etc. No thank... 
Perhaps for you but what about Americans? Every employees/workers pay 50% and their Employers paid other 50% accord German law. Anyway, I really don´t have any complaint that I pay 50% because my healthy insursance cover everything what my family & I need with NO complication... and also 3 to 6 weeks spa resort...
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15.6% american do not have health insurance.
Most health insurance come from full-time work which are always far better than 50-50.