11-14-2007, 03:45 AM
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#222 (permalink)
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Sussi *7.7.86 - 18.6.09*
Join Date: Jan 2004
Location: Germany
Posts: 31,038
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[QUOTE]
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Originally Posted by Reba
Is your "social insurance" voluntary or mandatory?
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mandatory if my monthly income less than €3,800 (around $5,600)
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That is, can you refuse to participate in that insurance?
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Yes, I can refuse health insurance only if my monthly income is over €3,800 (around $5,600). It's up to me if I want to keep health insurance or look for private insurance or without health insurance but it's obligate to pay 3 insurances for unemployment, Nursing care and Pension, not health insurance if my monthly income is over $5,600.
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Do you have a choice of which insurance company that you use?
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Yes, we have. I can decide which health insurance, I want to. All what I do is look for pros and cons offers from different health insurance companies before agree to join one of them and then gave the name of my health insurance and their bank account number to my Employer. I can see the name of my health insurance on my wage slip. The employees/workers can change health insurance if they like to but they need to inform Employer with new health insurance and bank account number. I have been changed health insurance twice.
At England, we don't have any choice which health insurance we want to join.
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Medicare is for older retired people. Retired working people are eligible for Medicare whether or not they are "poor".
Medicaid is for disabled and/or poor people regardless of age.
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Oh I got the difference between Medicare and Medicaid. Thank you for an explanation.
You work to pay taxes for both Medicare and Medicare to help the poor/disabled people and older retired/pension people but what about yourself? It mean that you have to pay extra insurance for your own medicial needs volunatailty. Right? If yes, that's why I support Hillary's plan.
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