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Well, even adults should wear 5 point seat belts too. They keep person in the seat when going in a roll over accident or anything like that. I have seen some people put in 5 point seat belts in a race car (common). They even install it in a normal street car or a serious 4x4 truck because of the uneven road can throw a person out of the truck with a normal seat belt. I know they're a hassle to take it off in an emergency if there's a fire or sinking in the water.
I also wish most production cars have roll cages installed. I guess they can't due to cost and weight.
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