Originally Posted by Reba
My car was once hit by a hit-and-run driver who ran a red light at an intersection. I got his license tag number but it turned out to be bogus (it belonged to a junked car in another state). But I made out OK. My insurance paid for all the repairs, didn't charge me a deductible, provided a rental car, and did not increase my premiums. In our state (probably others, too), my insurance covers me against uninsured or unknown drivers.
Wow, I will be extremely upset if drivers don't have insurance and I don't understand why some people rather to ignore the state law that require auto insurance. Having car require personal responsibility and comply with state law.
I'm glad that you went through without any hassle.