Originally Posted by saywhatkid

Well, trickle down is a term meaning stuff trickles down on the bottom.

It means that tax breaks for the wealthy should generate money that trickles down to the lower part of the economic food chain. The problem now is that the people being fed this trickle down money often live in Asia or Mexico, while the CEO of a large company enjoys the finer things in life, his company changes address to Bermuda to avoid taxes and enable the CEO to keep his inflated salary, and the rest of the country struggles to find a decent job.

In effect, this fee is a trickle down thing as well. The owner ain't paying this; we are. The insurance fees are trickling down.