Quite a few of you guys PM'd me on how to do things being on SSI.
And Jiro telling me to "Just do it." Here it is in pay, and savings form.
Suppose you have a family of three. You, Your spouse, and a child.
All of you are Deaf.
Instantly $1900+ in SSI checks every month. ($680 per person) More if the parents are on SSDI with previous good jobs.
edit: $2700+ in California, and Florida. Plus some other benefits in these states that should never be mentioned.
Food stamps benefits: For the family of three - can be more than $450 a month.
Section 8 Housing - You spend anywhere from $50-300 on rent a month. Savings of at least 500/month. (There are some places that are really nice that are provided for people on section 8, the only issue is that the people living there will probably never leave. It makes it harder for others to find a nice place to live)
Free insurance (100% coverage) Savings of $400-800 a month.
Daycare Costs $600-1000 a kid a month saved.
Since the kid is deaf and you had a preferred school for your child to go to, about 50 miles away. You can convince the district to pay you to drive the child to school daily. That is 100 miles twice a day. (two round trips a day, yes they will pay you for the trip back and forth without the kid.) 20 times a month. The current federal rate is 50.5 cents per mile. That's $2000 a month of free money. If you were smart, you would channel it into a business and use it all up, or at least make your profits under $5000, you wouldn't be required to report it.
In some areas you can get assistance for furniture, technology, heating, and many other stuff.
I know a guy who just moved into a new state with NOTHING, and had the state buy him his entire apartment full of furniture - sofa, dining table, dresser, bed frame, mattress, TV stand. Then the same state bought some technology stuff as fire alarm, bed alarm, etc for him. Everything brand new.
Benefits: you get to be with your child 24/7. You have this immense freedom to do whatever you want to do. No need to report to anyone.
So, with this setup - You have an income of $4300 a month. $450 in food stamps for food obviously, and $3600 for whatever you want.
$300 rent, No Daycare fees, No Insurance premiums. (Savings of $500 in rent, $600-$1000 in daycare fees, $400-800 in insurance = savings of $1500-2300 a month.)
You can choose to work. You and your spouse at $20 an hour will make $4800 a month AFTER taxes, then you have to pay for insurance, daycare, high rent, and the stress. (But not many people in the general population actually makes $20 an hour, just throwing that out as an example) So, $4800 minus $800 for rent, minus $600 for daycare, minus $350 for food, minus $500 for insurance for family = around $2500 after all the expenses.
So, Totaling the checks and savings: Family on SSI = $5800-$7300 a month from the government. Family that has two $20 an hour jobs = $4800.
Pick your posion.