Originally Posted by Foxrac
It's nice idea, having dedicated health insurance is great idea and no need to worry if you lose the job, I would like to seeking for affordable dedicated health insurance and government help maybe required to make affordable.
All the government would need to do is transfer the tax breaks from corporations to individuals. Your company may stop offering you health insurance, but they would have to raise your salary an equivalent amount to keep you there. After all, you're worth what you're worth. Companies don't offer health care to be charitable.
When people have to choose between all possible options rather than just the few their job provided, they're more likely to shop around and compare prices, not only between insurance companies, but also doctors. Creating competition is the way to go.
Other than that, there's not a whole lot the government can do directly to decrease costs. They can institute tort reform which would require spitting in the faces of the trial lawyers, one of the Democrat party's major constituencies. It's amazing how much waste goes into avoiding lawsuits (unnecessary testing, increased prices of medical equipment, invisible costs of companies pulling out of markets because the danger of lawsuits is too high). They can also lessen restrictions on drug tests, health insurance mandates, etc.
Really, most of what they can do involves pulling themselves out of the market. Think about it. If we already have an inefficient system, how will piling government bureaucracies on top of it make it more efficient? Bureaucracies are not exactly models of efficiency.